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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43496 reviews)

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4.94

Based on 43,496 reviews, last reviewed 21st Mar 2026

155850% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa not only loan money but also encourage people t... Zopa not only loan money but also encourage people to save money. That is why I would recommend Zopa to anyone looking for a loan . Reviewed on: 21st March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43496)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

I have had no problem with my card.

I have had no problem with my card. As long as I make my payment every month we are all happy Reviewed on: 15th January 2026

Zoos card is very good and helpful

Zoos card is very good and helpful Reviewed on: 15th January 2026

Zopa keeps me informed and in control

I have found that Zopa keeps me informed and in control of my spending making it easy for me to stay on track. Reviewed on: 15th January 2026

Good credit card

Zopa has been a good credit card to use Reviewed on: 15th January 2026

Easiest app to use in my opinion.

Easiest app to use in my opinion. Service and communication is excellent. Reviewed on: 15th January 2026

Simples Great

Very good experience great app great credit card Reviewed on: 15th January 2026

Wonderful to open nice balanced credit limit easy to...

Wonderful to open nice balanced credit limit easy to pay Reviewed on: 15th January 2026

Very easy to apply for.

Very easy to apply for. Everything went nice and smooth, no issues at all. Reviewed on: 15th January 2026

Very good company to deal with great customer care a...

Very good company to deal with great customer care and easy to talk to App is easy to use Reviewed on: 15th January 2026

Professional, good communication

Professional, good communication Reviewed on: 15th January 2026

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