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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Top credit card

The app is easy to use and quick. Reviewed on: 16th January 2026

Zopa has this friendly good customer orientation, be...

Zopa has this friendly good customer orientation, because of this , I will ensure that I continue to introduce Zopa to all my friends and family. Reviewed on: 16th January 2026

Always a great experience and never had any issues w...

Always a great experience and never had any issues with Zopa. It's easy and quick to use and always gives me regular updates etc Reviewed on: 16th January 2026

Great service advised of when up coming payments are...

Great service advised of when up coming payments are due Reviewed on: 16th January 2026

Good service and great customer care

Good service and great customer care Reviewed on: 16th January 2026

Good all round very pleased will keep using

Good all round very pleased will keep using Reviewed on: 16th January 2026

Great service

I have had no problems with Zopa. Reviewed on: 16th January 2026

Very helpful

Very helpful and understanding. Should have more people join Reviewed on: 16th January 2026

Very good product, Easy to use,lots of benefits

Very good product, Easy to use,lots of benefits Reviewed on: 16th January 2026

Extremely happy with everything so far.

Extremely happy with everything so far. Reviewed on: 16th January 2026

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