Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43495 reviews)

View other Zopa products

4.94

Based on 43,495 reviews, last reviewed 20th Mar 2026

155800% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Explfantastic service Explain why not.eligable for change to lending amounts gives.plenty notice of payment amounts quick and easy to use Reviewed on: 20th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43495)

Zoos card is very good and helpful

Zoos card is very good and helpful Reviewed on: 15th January 2026

Zopa keeps me informed and in control

I have found that Zopa keeps me informed and in control of my spending making it easy for me to stay on track. Reviewed on: 15th January 2026

Good credit card

Zopa has been a good credit card to use Reviewed on: 15th January 2026

Easiest app to use in my opinion.

Easiest app to use in my opinion. Service and communication is excellent. Reviewed on: 15th January 2026

Simples Great

Very good experience great app great credit card Reviewed on: 15th January 2026

Wonderful to open nice balanced credit limit easy to...

Wonderful to open nice balanced credit limit easy to pay Reviewed on: 15th January 2026

Very easy to apply for.

Very easy to apply for. Everything went nice and smooth, no issues at all. Reviewed on: 15th January 2026

Very good company to deal with great customer care a...

Very good company to deal with great customer care and easy to talk to App is easy to use Reviewed on: 15th January 2026

Professional, good communication

Professional, good communication Reviewed on: 15th January 2026

The most straight forward and easy card to use.

The most straight forward and easy card to use. The app is brilliant too. Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Yonder 4.96 from 709 reviews
Cashback Plus Credit Card
from RBS 4.14 from 8 reviews
Freedom Rewards Credit Card
from Barclaycard 3.96 from 60 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1538 reviews
Current account
from Zopa 4.94 from 5946 reviews
Smart Saver
from Zopa 4.94 from 8045 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub