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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Good service and good rates.

Good service and good rates. They have been clear about my expenses and offered higher credit limit Reviewed on: 16th January 2026

Satisfied customer

Great company ans app really easy to use Reviewed on: 16th January 2026

Amazing provider

Zopa is the best, easy to use and very straightforward Reviewed on: 16th January 2026

The card and the backing to suit all you need.

As a person who as had financial struggles in the past Zopa as given me a way back to financial stability. All round great product Reviewed on: 16th January 2026

They treat you as an individual and not just a number.

They treat you as an individual and not just a number. Reviewed on: 16th January 2026

are the only one that would look on us and give...

You are the only one that would look on us and give us a card with a poor credit rating we only wanted one for emergencies thank you. We wanted a bit of security with our money we had already been scammed and we are in our 70 s . Reviewed on: 16th January 2026

Easy from application to finish,a very smooth experi...

Easy from application to finish,a very smooth experience Reviewed on: 16th January 2026

I have had no issues with Zopa.

I have had no issues with Zopa. I believe they are one of the best credit cards I have Reviewed on: 16th January 2026

Helpful credit card.

Helpful credit card. Easy to use app. Friendly use Reviewed on: 16th January 2026

Excellent service

Great to deal with and easy to use. Reviewed on: 16th January 2026

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