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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

I found Zopa card perfect for my use

I found Zopa card perfect for my use Reviewed on: 16th January 2026

Very easy to set up payments and to see your...

Very easy to set up payments and to see your balance Reviewed on: 16th January 2026

Great company ,good advice and help when needed....

Easily to get help information staff very easy to speak too. When I needed information they provided it and explained ig well. Reviewed on: 16th January 2026

Zopa has made keeping in control of spending on my c...

Zopa has made keeping in control of spending on my credit card easy Reviewed on: 16th January 2026

Things made simple

Easy.to apply and the site is very easy to use Reviewed on: 16th January 2026

Great service and reliable credit card, I have had n...

Great service and reliable credit card, I have had no issues with this company and would highly recommend to anyone Reviewed on: 16th January 2026

Really good service and affordable payments.

Really good service and affordable payments. Reviewed on: 16th January 2026

Zopa dooper ! Everything has been OK, no problems.

Everything has been OK, no problems. Reviewed on: 16th January 2026

Everything is good about this card.

Everything is good about this card. Payment period is very generous. App is good but can be better. Reviewed on: 16th January 2026

They were quick efficient and gave me a card straigh...

They were quick efficient and gave me a card straight away it really helped when I was struggling and got a fantastic offer!!!!! Reviewed on: 16th January 2026

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