Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Too many steps to repay the balance

Too many steps to repay the balance Reviewed on: 16th January 2026

QUALITY UNIQUE PRODUCT WITH HELPFUL FRIENDLY STAFF

EASY PROCESS GREAT SUPPORT STAFF AND ALWAYS KEPT UPDATED MOST IMPRESSED!! ALWAYS THERE WHEN I NEED THEM Reviewed on: 16th January 2026

Clear and Simple

Everything is clear and simple and when you pay into your account the money shows up within 10 minutes Reviewed on: 16th January 2026

great card and service excellent

great card and service, easy to apply and arrives quickly Reviewed on: 16th January 2026

Excellent

Zoos is a really good credit card and the customer service is out of this world very reliable. Reviewed on: 16th January 2026

EXCELLENT AND UNDERSTANDABLE PLATFORM

EXCELLENT AND UNDERSTANDABLE PLATFORM Reviewed on: 16th January 2026

It was easy to apply and so great full

It was easy to apply and so great full Reviewed on: 16th January 2026

Someone to rely on

Good customer service excellent app Reviewed on: 16th January 2026

Very helpful

Every time I had the occasion to connect customer service they were always very polite and helpful and in my case my question was answered Reviewed on: 16th January 2026

Very good service would highly recommend it

Very good service would highly recommend it Reviewed on: 16th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Student Credit Card
from NatWest 4.19 from 6 reviews
Credit card
from ASDA Money 3.02 from 109 reviews
Select Credit Card
from Nationwide 3.62 from 13 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub