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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

I have found Zopa very helpful from start to finish.

I have found Zopa very helpful from start to finish. I have always had prompt attention from them Reviewed on: 16th January 2026

Friendly

I find the app customer friendly Reviewed on: 16th January 2026

Brillant services they provide no hassle at hole.

Brillant services they provide no hassle at hole.thanks Reviewed on: 16th January 2026

Always easy to contact and helpful on the phone

Always easy to contact and helpful on the phone Reviewed on: 16th January 2026

I've been with them for over a year and I haven't ha...

I've been with them for over a year and I haven't had any issues with them Reviewed on: 16th January 2026

SIMPLE TO USE BANKING APP.

SIMPLE TO USE BANKING APP. INFORMATIVE ON THE PRODUCTS AVAILABLE. GOOD AT KEEPING YOU UP TO DATE WITH BALANCES DUE AND/OR STATEMENTS. Reviewed on: 16th January 2026

Excellent and easy app to provide control over my ac...

Excellent and easy app to provide control over my account Reviewed on: 16th January 2026

Fair company!!

Zopa are fair with repayments and don't charge exorbitant interest. Reviewed on: 16th January 2026

Fast friendly and easy to talk to

Fast friendly and easy to talk to Reviewed on: 16th January 2026

Zopa has been a great credit card company

Zopa has been a great credit card company for me and I will keep using it. Reviewed on: 16th January 2026

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