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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

I have no problems at all with Zopa, Its been a Grea...

I have no problems at all with Zopa, Its been a Great card to use and no issues to follow Reviewed on: 16th January 2026

Very good service oke the app would recommend to the...

Very good service oke the app would recommend to the service Reviewed on: 16th January 2026

Esapiece of mind y to use card .

Esay to use card . Can make extra payments online at anytime . Get message befor payment is due . Staff are alwsys ready to help you. Its not a call center who dont understand english like other credit card custermer service Reviewed on: 16th January 2026

Value for money

It's been a very good value card Reviewed on: 16th January 2026

App is easy to navigate with clear advice, good rang...

App is easy to navigate with clear advice, good range of services. Reviewed on: 16th January 2026

No hassle the bank is good ,They don’t scare you or...

No hassle the bank is good ,They don’t scare you or put pressure too much they are flexible that gave me space to plan and payback their money.communication with Zopa is just excellent Reviewed on: 16th January 2026

Good solid financial advice ..

Good solid financial advice and excellent customer service, well regulated and secure Reviewed on: 16th January 2026

Very good with information about scams and how to ta...

Very good with information about scams and how to tackle it Reviewed on: 16th January 2026

Fantastic despite having poor credit history

Fantastic despite having poor credit history Reviewed on: 15th January 2026

They are very pleased to help you with any issues...

They are very pleased to help you with any issues Reviewed on: 15th January 2026

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