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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent banking, app is super user friendly and cu...

Excellent banking, app is super user friendly and customer service is also great Reviewed on: 15th January 2026

4.5 star

my best credit card and ,my zopa card (nick name) rabbit Reviewed on: 15th January 2026

Excellent, App is great Happy with it

Excellent, App is great. Happy with it Reviewed on: 15th January 2026

Easy peasy very simple to use good to under stand ma...

Easy peasy very simple to use good to under stand makes a change yep l Reviewed on: 15th January 2026

Quick and Easy..

Everything has been super easy and all at my fingertips. Reviewed on: 15th January 2026

Amazing Service.

Amazing Service.Easy to Access Highly Recommended to other people like my Friends and Family Reviewed on: 15th January 2026

I am new to Zopa it is very good offers me good cred...

I am new to Zopa it is very good offers me good credit and rate for me Reviewed on: 15th January 2026

Excellent

Its providing very good services to the customers i always recommend to my friends and family to register themselves with zopa Reviewed on: 15th January 2026

Great card

I have not had a problem I find the app very easy to use. I also like the fact that when you make a payment it shows up immediately Reviewed on: 15th January 2026

This is my cats credit card for when they go to The...

This is my cats credit card for when they go to The vets Reviewed on: 15th January 2026

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