Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43496 reviews)

View other Zopa products

4.94

Based on 43,496 reviews, last reviewed 21st Mar 2026

155850% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa not only loan money but also encourage people t... Zopa not only loan money but also encourage people to save money. That is why I would recommend Zopa to anyone looking for a loan . Reviewed on: 21st March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43496)

Lovely easy app to use everything is very clear woul...

Lovely easy app to use everything is very clear would highly recommended Reviewed on: 15th January 2026

Been brilliant over the last year and zero abroad ch...

Been brilliant over the last year and zero abroad charges are a bonus Reviewed on: 15th January 2026

Easy and simple to use

Only use my card occasionally but I have always had fantastic service and always paid what I have used when I get my statement it’s so easy and simple, I would recommend it to anyone who needs a credit cats Reviewed on: 15th January 2026

Easy-to-use apps, clear statements, quick updates, s...

Easy-to-use apps, clear statements, quick updates, simple applications, and helpful support. Reviewed on: 15th January 2026

A nice simple credit card to get hassle free people...

A nice simple credit card to get hassle free people there if I need what more could you want Reviewed on: 15th January 2026

Always been good for me .

Always been good for me . Never had any problems . . Give me a pin when I do a transaction. Just like it. Reviewed on: 15th January 2026

User friendly and financial advice and guidance has...

User friendly and financial advice and guidance has been very informative for customers to support the eir credit rating Reviewed on: 15th January 2026

Excellent card easy to use.

Excellent card easy to use. Great serivice Reviewed on: 15th January 2026

Excellent card good customer service

Excellent card good customer service Reviewed on: 15th January 2026

Easy App Very Good service on line service's are eas...

Easy App Very Good service on line service's are easy to understand Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Chrome Card
from Vanquis 4.18 from 8 reviews
Credit builder credit card
from Vanquis 4.78 from 19912 reviews
Aquis Card
from Vanquis 4.28 from 41 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1538 reviews
Current account
from Zopa 4.94 from 5946 reviews
Smart Saver
from Zopa 4.94 from 8046 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub