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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great service always, interest rates good and app ea...

Great service always, interest rates good and app easy to use Reviewed on: 15th January 2026

Best experience and help for everyone

Best experience and help for everyone Reviewed on: 15th January 2026

Honestly very good, thank you Zopa

Honestly very good, thank you Zopa Reviewed on: 15th January 2026

No problems in any dealings .

No problems in any dealings .Clear ,precise advice.Quick decision making.First class Reviewed on: 15th January 2026

the best card I have customer services is spot on

the best card I have customer services is spot on Reviewed on: 15th January 2026

Very happy customer

Was excellent service from applying to recieving the card. Everything is explained from the very start no hidden surprises. Excellent service Reviewed on: 15th January 2026

Great customer service .

Great customer service .. great app , easy to make payments which are affortdable Reviewed on: 15th January 2026

I’ve had a great experience with Zopa and I would de...

I’ve had a great experience with Zopa and I would definitely recommend them. Zopa delivers excellent customer service consistently. The Zopa credit card is particularly useful for those looking to build their credit history. The app is easy to use, offers competitive interest rates with no hidden costs. Overall, I am genuinely impressed with the service I have received and any issues I’ve had was resolved quickly in a professional manner. Reviewed on: 15th January 2026

Great 5 star

Great card and even better customer service easy to use and keeping track of spending and due payments are easy to find on the online app Reviewed on: 15th January 2026

This credit card is easy to use and helpful for dail...

This credit card is easy to use and helpful for daily expenses. It offers reward points, secure transactions, and convenient payment options. Overall, it is a good choice for regular use if payments are made on time. Reviewed on: 15th January 2026

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