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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

First time I use credit card,zopa is much better tha...

First time I use credit card,zopa is much better than others in every aspect of services Reviewed on: 15th January 2026

Fast and easy to navigate the app is very useful...

Fast and easy to navigate the app is very useful Reviewed on: 15th January 2026

Reliable,great rates and easy to use.

Reliable,great rates and easy to use.No one does it better,Zopa! Reviewed on: 15th January 2026

Friendly staffs .

Friendly staffs . very good at their jobs. Excellent service on the Phone. Reviewed on: 15th January 2026

Never had any issues, all very transparent

Never had any issues, all very transparent Reviewed on: 15th January 2026

Best card

Easy to use app and also better to use abroad on holidays Reviewed on: 15th January 2026

So easy to use great customer service

So easy to use great customer service Reviewed on: 15th January 2026

Best credit card.

Every thing is fab, nothing bad. Reviewed on: 15th January 2026

always good staff very helpfull dont need to phone c...

always good staff very helpfull dont need to phone can sort on line Reviewed on: 15th January 2026

Easy to navigate and also low interest rates.

Easy to navigate and also low interest rates.they always communicate any changes Reviewed on: 15th January 2026

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