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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43496 reviews)

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4.94

Based on 43,496 reviews, last reviewed 21st Mar 2026

155850% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa not only loan money but also encourage people t... Zopa not only loan money but also encourage people to save money. That is why I would recommend Zopa to anyone looking for a loan . Reviewed on: 21st March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43496)

First Class

Everything has gone extremely smoothly in my dealings with Zopa - whom I can thoroughly recommend Reviewed on: 15th January 2026

Got a loan from Zopa at a very satisfactory interest...

Got a loan from Zopa at a very satisfactory interest rate Reviewed on: 15th January 2026

Brilliant company, app and credit card always there...

Brilliant company, app and credit card always there if you have any queries Reviewed on: 15th January 2026

Excellent card highly recommended

Excellent customer service and always keep you up to date on everything Reviewed on: 15th January 2026

Easy to use and very helpful

Easy to use and very helpful and they are there when needed Reviewed on: 15th January 2026

Top marks for Zopa

Zopa are brilliant the helped me out big time when I could not get credit of anybody else Reviewed on: 15th January 2026

Smooth and efficient no hidden rates

Smooth and efficient no hidden rates Reviewed on: 15th January 2026

Easy to apply for and easy app to use

Easy to apply for and easy app to use Reviewed on: 15th January 2026

Good company to use very helpful

Good company to use very helpful Reviewed on: 15th January 2026

Absolutely amazing card and honedt caring staff

Absolutely amazing card and honedt caring staff Reviewed on: 15th January 2026

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