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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43496 reviews)

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4.94

Based on 43,496 reviews, last reviewed 21st Mar 2026

155850% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa not only loan money but also encourage people t... Zopa not only loan money but also encourage people to save money. That is why I would recommend Zopa to anyone looking for a loan . Reviewed on: 21st March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43496)

Exellent

Love the service very easy to use Reviewed on: 15th January 2026

Zuper zopa.

Great no hassle credit card..zopa is a great facility for credit.. Reviewed on: 15th January 2026

Great communication easy to understand

Great communication easy to understand Reviewed on: 15th January 2026

Dopamine has great customer services and very easy...

Dopamine has great customer services and very easy to deal with any problems Reviewed on: 15th January 2026

Good bank, very easy to deal with

Good bank, very easy to deal with Reviewed on: 15th January 2026

Been with Zopa nearly 2 years been great and there c...

Been with Zopa nearly 2 years been great and there customer service is also great Reviewed on: 15th January 2026

Great service

Great experience my first bank in uk and probably the last one aswell Reviewed on: 15th January 2026

Excellent app easy to use.

Excellent app easy to use. Although credit limit raises could be easier. Reviewed on: 15th January 2026

Not at the moment as a little busy at the moment.

Not at the moment as a little busy at the moment. Will do later though. Reviewed on: 15th January 2026

Easy to use

No problems easy to use and good customer service when needed Reviewed on: 15th January 2026

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