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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

No issues encountered and loving the experience

No issues encountered and loving the experience Reviewed on: 15th January 2026

Excellent sofar I would recommend my friends

Excellent so far helped me out over Xmas Reviewed on: 15th January 2026

Everything is fine, app is responding quckly , easy...

Everything is fine, app is responding quckly , easy menu and navigation Reviewed on: 15th January 2026

The best credit company

Their customer service is really good. They helped me freeze and get annew card when I had a fraudulent transaction. Their representatives are very helpful. In terms of their product offers, the card is very helpful and essy to use. I was offered credit increase a few times. And I’m thankful coz my card helped me a lot Reviewed on: 15th January 2026

Easy with app to keep track.

Easy with app to keep track. On spending etc. Reviewed on: 15th January 2026

I have never had a problem when I need to speak to t...

I have never had a problem when I need to speak to them at all Reviewed on: 15th January 2026

ZOPA Review

ZOPA provides value for money when compared to other credit cards Reviewed on: 15th January 2026

Easy to use the app.

Easy to use the app. Great information given Reviewed on: 15th January 2026

Good. Five stars

Good.was very easy to make the card Reviewed on: 15th January 2026

Give Zopa a try,

Very easy to pay credit card bill online. No messing around having to verify payment in banking app Reviewed on: 15th January 2026

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