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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Zopa are brilliant , easy to use app and you know ex...

Zopa are brilliant , easy to use app and you know exactly where you are with them . Reviewed on: 15th January 2026

Easy to apply.

It was easy yo apply and I got an immediate response. Reviewed on: 15th January 2026

How to be looked after

Never a problem when l have a problem getting in touch with a helpful person to sort it out Reviewed on: 15th January 2026

It is a good value for money.

It is a good value for money. Easy to apply! Reviewed on: 15th January 2026

Great, what more can I say

Very easy to deal with, see what you owe and what you have to pay. Great card to have. I would reccommend to friends and family. Very straight forward and helpful. Never had any issues. Reviewed on: 15th January 2026

My experience was nothing but brilliant The app easy...

My experience was nothing but brilliant The app easy to understand And always kept up todate in relation to my accounts. Information forwarded to myself has been informative, concise and easy to decipher and understand Reviewed on: 15th January 2026

Very professional very knowledgeable very understand...

Very professional very knowledgeable very understanding very kind Reviewed on: 15th January 2026

Very solid customer service and brilliant rates

Very solid customer service and brilliant banking app. Easy to use and very contactable and friendly staff. The lending rates are also very fair and realistic. Reviewed on: 15th January 2026

Had issue wirh account.

Had issue wirh account.Contacted Customer Services who quickly fixed it.is easy to keep track and make payments on the App. Reviewed on: 15th January 2026

Good card has never fails me yet

Good card has never fails me yet Reviewed on: 15th January 2026

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