Smart Money People Logo

Zopa: Credit card reviews

4.94
Based on 43,496 reviews, last reviewed 21st Mar 2026
155850% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Zopa not only loan money but also encourage people t... Zopa not only loan money but also encourage people to save money. That is why I would recommend Zopa to anyone looking for a loan . Reviewed on: 21st March 2026
Elizabeth C's avatar
Elizabeth C

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile  Nkomo 's avatar
Thobekile Nkomo

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (43496)

Great service and they keep you posted on your accou...

5
Great service and they keep you posted on your account and product's Reviewed on: 15th January 2026

Great and easy to use

5
Great and easy to use. Would recommend to anyone thanks Reviewed on: 15th January 2026

All round Excellent

5
Excellent service , reasonable rates, app very simple to use and navigate your way around Reviewed on: 15th January 2026

Good lender but be implementing...

4
Good lender, but believe as in US to be implementing and interest rate applicable cap and lot lower than currently Reviewed on: 15th January 2026

Great credit card

5
Love using my cable credit card for small things.Great,and easy to use. Reviewed on: 15th January 2026

Very easy to use,lords of useful features

5
Very easy to use,lords of useful features Reviewed on: 15th January 2026

Fantastic customer service

5
Fantastic company with excellent customer service Reviewed on: 15th January 2026

Great app , good service, easy to keep track

5
Great app , good service, easy to keep track Reviewed on: 15th January 2026

Money care

5
Very helpful setting up a account Reviewed on: 15th January 2026

Great credit card, Zopa app is very easy to use wit...

5
Great credit card, Zopa app is very easy to use with everything that you need on it Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1538 reviews
    Zopa
  • Current account

    from Zopa 4.94 from 5946 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 8046 reviews
    Zopa
    View all products