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Zopa: Credit card reviews

4.86
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44354)

A little help goes a long way

5
Zopa provide an umbrella when it’s raining ….others only provide it when it’s not raining Reviewed on: 21st February 2023

Very good app easy to repay money available straight away

5
Very good app easy to use when repaid you can use money straight away Reviewed on: 21st February 2023

Zopa credit card

5
Great company and up to date app.great to use and thankful they give people a chance Reviewed on: 21st February 2023

Highly recommend

5
Brilliant service, best credit card provider I’ve come across so far Reviewed on: 21st February 2023

Easy to apply etc

5
Found the application straight forward, app is easy to use and it all appears to be a no fuss no mess way of using a credit card system Inc payment when you receive your statement. Would highly recommend them to anyone who is thinking of applying. Reviewed on: 21st February 2023

Brilliant

5
Easy to use, easy to understand…brilliant service! Reviewed on: 21st February 2023

Easy, friendly, great service

5
Easy experience, no hassle and a great service Reviewed on: 21st February 2023

Great App

5
Great App easy to use very good service Reviewed on: 21st February 2023

Good company

5
Great experience with Zopa would definitely recommend Reviewed on: 21st February 2023

Simply stress free

5
great service, no issues, would recommend to anyone looking to get a card for first time, or to build credit score Reviewed on: 21st February 2023

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