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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Easy and convenient service

Zopa offers an easy and fast application process. You can manage your spending and monthly payments effortlessly. Great service when you travel abroad. Reviewed on: 27th January 2023

Superb service, fantastic

Great Bank and support, would recommend Reviewed on: 27th January 2023

The best

I'm happy to take part on Zopa club, for my zona credit card is the best Reviewed on: 27th January 2023

Support

The chat function on the website for support and questions is really fast and reliable. When put through to an agent they are really facilitating and helpful Reviewed on: 27th January 2023

Credit card

Really helpful app to manage payments view credit limits etc. Not had any problems so far Reviewed on: 26th January 2023

Highly recommended

Easy to use app. No issues so far and I have had the card for 1 year now. Reviewed on: 26th January 2023

Great company

This card is so easy to use and very clear Reviewed on: 26th January 2023

Easy as pie

From day one they have been great to be part of Reviewed on: 26th January 2023

Easy to apply and credit limit easily increases if you're a good payer.

You can easily see how much you've used in your credit card and also when you pay it is updated straight away. Online apps very useful and customer service is very good. We used it abroad no bother. Reviewed on: 26th January 2023

best card

best card and always best in uk . very good interest rates Reviewed on: 26th January 2023

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