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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44347)

Great App

5
Great App easy to use very good service Reviewed on: 21st February 2023
Ian foster's avatar
Ian foster

Good company

5
Great experience with Zopa would definitely recommend Reviewed on: 21st February 2023
Craig Ollier 's avatar
Craig Ollier

Simply stress free

5
great service, no issues, would recommend to anyone looking to get a card for first time, or to build credit score Reviewed on: 21st February 2023
Nikki's avatar
Nikki

Great service

5
Very happy with your credit card Reviewed on: 21st February 2023
Sopio Skhiladze 's avatar
Sopio Skhiladze

Great service

5
Easy to use app and a company that consistently provides outstanding service. I also believe they genuinely have your financial circumstances at heart and assist you developing this. Reviewed on: 21st February 2023
Adrian Whyte 's avatar
Adrian Whyte

Great

5
Great company, good app, really happy with my credit card and good Apr Reviewed on: 21st February 2023
Kerry Marie Burton's avatar
Kerry Marie Burton

Card

5
Was easy to get the card with a great credit limit , the app is so easy to use all around a brill card Reviewed on: 21st February 2023
valerie barrett's avatar
valerie barrett

Execellent

5
Really good, amazing service , no hidden fees Reviewed on: 21st February 2023
Rasayat Rafi's avatar
Rasayat Rafi

Excellent service

5
Great service. Well worth using. Reviewed on: 21st February 2023
dwidster76@gmail.com's avatar
[email protected]

Vest credit card

5
Excellent service easy to use .Will recommend to anyone. Very different from old fashion credit cards Reviewed on: 21st February 2023
P Lac's avatar
P Lac

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