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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Easy to use credit card

I've been with Zopa for about a year. Their product plus app is so simple and easy to use. They send emails and notifications online. They remind you when your payment is due. So you don't have to keep checking. You can use it with Google pay so don't even need to use the card. You and set up a credit cushion to stop you going too far into your credit (you can adjust it whenever you need to). They will only increase your credit if they feel you can afford it Reviewed on: 21st February 2023

Good service

Very easy to apply, and good customer service. Always happy to help if you need it. Reviewed on: 21st February 2023

Excellent service

Perfect service , very happy with everything Reviewed on: 21st February 2023

Excellent service good app

First class service and a very easy to use app get timely reminders when payment due. Reviewed on: 21st February 2023

Good customer service

The app is very simple to use. Customer service is good, friendly staff. Reviewed on: 21st February 2023

Easy to use and very fair charges etc

No complaints, everything has been perfect Reviewed on: 21st February 2023

credit card

Excellent and I am happy with it Reviewed on: 21st February 2023

Simplicity

Simple, easy to use and access Credit Card. Added to my Google Wallet for convenience and the app to track spending and make payments. What more do you need or want from a Credit Card. Reviewed on: 21st February 2023

Simple application

Easy application to do online, quick response and great app to check balance/pay off balance. Reviewed on: 21st February 2023

Easy

Instant payment system is brilliant no waiting 3 day for your payment to clear and easy to use the app Reviewed on: 21st February 2023

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