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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Brilliant service and friendly staff

They go out of the way to help and give you the best advice for you Reviewed on: 30th January 2023

Helping hand

Helps a lot at this hardest time. Reviewed on: 29th January 2023

Great Service

Every problem is solved efficiently Reviewed on: 29th January 2023

Very happy with the service

I really enjoy using my card thanks to Zopa Reviewed on: 28th January 2023

Best credit card provider

I have been a customer for nearly 3 months and I spend almost all of my credit every month and return the full amount on time. I can say that it is the best credit card provider with the lowest interest rate. Reviewed on: 28th January 2023

Great credit card

Brilliant credit card, easy to pay on app.. pretty low interest too Reviewed on: 28th January 2023

Best credit card 2022/23

I had bad credit before applying for a Zopa credit card. I'd been applying for different credit cards with the hope of building up my credit and was unfortunate with every application. Luckily for Zopa accepted my application and offered me their credit card with a reasonable crefit balance. Their credit card is very useful especially inbthis difficult economic times. The amount offered is just within my means therefore affordable. I'm able to pay the balance in full each month without incurring extra charges. I wis Hope that Zopa is recognised and awarded for their ability to assist people in similar situations. Reviewed on: 27th January 2023

So far so good

Everything has gone well up to now Zopa keep you updated and informed in a professional manner Reviewed on: 27th January 2023

The most amazing company

Zopa credit card helped me through the tough covid times.I prefer texting to agents about my enquiries and zopa live chat is always there for me.They are the best company if you looking for a new credit card or loan.Thank you zopa! Reviewed on: 27th January 2023

Great Credit Card!

Zopa was there to help when I needed and emergency credit card. Reviewed on: 27th January 2023

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