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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

1ST CLASS SERVICE AND GREAT BACK UP

Friendly and knowledgeable support team. All queries are professionally handled and solutions are always delivered. Reviewed on: 26th January 2023

Excellent service

Zopa is easy to access and service is very good. Decision in couple of minutes. Card comes sooner than you expect. It has been a wonderful experience with Zopa for years and I don't regret it one bit Reviewed on: 26th January 2023

Zopa is incredibly easy to use for products and services. Zopa makes it simple to track and control my spending. I have dyslexia and dyspraxia yet find Zopa credit card completely user friendly.

Zopa credit card, transparent, user-friendly and flexible. Reviewed on: 26th January 2023

Excellent

Excellent service never had a problem with them Reviewed on: 26th January 2023

Just the best

Easy hassle free ,24/7 support I couldn't ask for better , Reviewed on: 26th January 2023

Great

Easy and quick application, decent interest rates and easy to use app Reviewed on: 26th January 2023

Very serious company, help me to manage my finance very well

Is a significant experience and I will be glad to receive the information any time from them, thank you! Reviewed on: 26th January 2023

Very helpful

I am very happy to use this card Reviewed on: 26th January 2023

Great company

Very good company very professional always there to help so you don't get into financial trouble. Reviewed on: 26th January 2023

Amazing

The services and products they offer is second to none, with amazing customer support. Reviewed on: 25th January 2023

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