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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Helping me build

This card is so easy to use and is brilliant for building your credit score and help you keep control of your spending Reviewed on: 25th January 2023

Brilliant

Easy to use, quick application, built up my credit rating Reviewed on: 25th January 2023

Excellent

Excellent Reviewed on: 25th January 2023

Great company

Easy to use and great customer service Reviewed on: 25th January 2023

Hassle free

Easy to use 2 min transfer from bank ready to use same time not much interest Reviewed on: 25th January 2023

No worries

How often can one say a credit card is no worries nowadays? Well, you can with Zopa. Reviewed on: 25th January 2023

Fantastic company very friendly on the phone

Very polite and efficient on the phone , took time to talk and made me feel welcome for going with the company Reviewed on: 25th January 2023

Perfect

Great company , very nice customer service! Reviewed on: 25th January 2023

Very easy to use and helpful in these hard times

I've never had a bad issue with them and quick response to any questions.or help I have needed. Which jas taken off.pressure. Reviewed on: 25th January 2023

Too good

Very easy to use . Soon as you pay your card r ready to use Reviewed on: 25th January 2023

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