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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Great control

Much more control with your Zopa credit card - Credit cushion is a fab idea Reviewed on: 21st February 2023

Best credit card

The best credit card i had so far . Very easy to understand it , its show everything u need . Reliable not high in interest. Reviewed on: 21st February 2023

Excellent service

Excellent service and less expensive than other credit cards Reviewed on: 21st February 2023

Brilliant credit card and great company

So easy and affordable great customer services Reviewed on: 21st February 2023

Great customer service with an easy to use product

Needed help through hard time and zopa fitted the bill - easy to use and speak to an altogether user friendly experience Reviewed on: 21st February 2023

It's all super

I have a nice personality to speake with another people Reviewed on: 21st February 2023

Great

Easy to use, great customer service. Reviewed on: 21st February 2023

A good credit card

Zoopa is a great credit card it shows you how much you’ve spent immediately and also what your credit score is. It has helped me a lot with my credit score and finances. Reviewed on: 21st February 2023

Efficient

Keeps you up to date with what you have spent on the card it's really helpful to know how much you have spent Reviewed on: 21st February 2023

Helped so much

Was able to complete a motorbike build Reviewed on: 21st February 2023

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