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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Wonderful

I like your app and your easy payment Reviewed on: 15th January 2023

Good all round company

App is easy to use and understand and the credit score comes in handy to sort finances out Reviewed on: 15th January 2023

Amazing company

Great customer support and service. Reviewed on: 15th January 2023

Always helping

Zopa helped me out when others wouldn't. They provided an excellent customer service and do all they can to help out. Always able to help no mater what the problem. Communication is always 100% satisfactory. Would recommend to anyone Reviewed on: 15th January 2023

Stress free

Easy application. Instant decision. Money in bank in minutes. Easy to use website to manage account. Overall, a stress free process Reviewed on: 15th January 2023

Good

Good communication skills all round Reviewed on: 15th January 2023

The best credit card provider

Easy to apply and get answer in few minutes and amazing customer services with a friendly app Reviewed on: 15th January 2023

Great service

Since receiving my zopa credit card I have received great service from them and am impressed with my choice on credit card. Reviewed on: 15th January 2023

Excellent service

Excellent service easy communication Reviewed on: 15th January 2023

Great Friendly Service

Zopa was a pleasure to deal with. Simple, Easy and Quick. Love them. Reviewed on: 15th January 2023

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