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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Swift and easy.

Easy to access. Up to date account statement. Interest rates are reasonable Reviewed on: 21st February 2023

My zopa

I have had a great experience with this card Reviewed on: 21st February 2023

Credit Card

Really good credit card, had not issues with company Reviewed on: 21st February 2023

Great card and company

Been using them for a little while now never had any problems and will continue to use them Reviewed on: 21st February 2023

Review

Excellent product easy too apply and easy app Reviewed on: 21st February 2023

Opportuntiy

Great opportunity to build credit score Reviewed on: 21st February 2023

Awesome

Excepted promptly would defo recommend to others Reviewed on: 21st February 2023

Great deal credit card

Great deals. Excellent App and customer service. Reviewed on: 21st February 2023

So friendly and simple to use

The app is fantastic. So simple to use. Wether it's making a payment or checking my balance it's so straight forward. When I have needed to speak to somebody, they are always there Reviewed on: 21st February 2023

Excellent beyond imagination

Excellent so glad I am board with zopa Very well experience so far. Thank you so much Reviewed on: 21st February 2023

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