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Zopa: Credit card reviews

4.86
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44354)

Easily to update

5
Easily to repay any amount and updates the amount you pay within minutes. Also like how it checks your borrowing power helps keep me up to date. Reviewed on: 21st February 2023

Great service

5
Simple, clear and easy what more could u want Reviewed on: 21st February 2023

Good experience

5
Easy access to all statements via the mobile app. Reviewed on: 21st February 2023

Excellent

5
Great rates the app is easy to use and the staff are brilliant if you need help with anything Reviewed on: 21st February 2023

Swift and easy.

4
Easy to access. Up to date account statement. Interest rates are reasonable Reviewed on: 21st February 2023

My zopa

5
I have had a great experience with this card Reviewed on: 21st February 2023

Credit Card

5
Really good credit card, had not issues with company Reviewed on: 21st February 2023

Great card and company

5
Been using them for a little while now never had any problems and will continue to use them Reviewed on: 21st February 2023

Review

5
Excellent product easy too apply and easy app Reviewed on: 21st February 2023

Opportuntiy

5
Great opportunity to build credit score Reviewed on: 21st February 2023

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review