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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

The best

The best company the best the best Reviewed on: 15th January 2023

They,re Good

They keep you inform about everything you need to know Reviewed on: 15th January 2023

Excellent Credit Card

Very easy to set up, great app to view your transactions and statements. Reviewed on: 15th January 2023

Very good

Very easy to understand all the information Reviewed on: 15th January 2023

Really good banking

Really well organized banking with a 10/10 app that I have never had a problem with. I really do not have one bad word to say about ZOPA Reviewed on: 15th January 2023

Easy to apply

Very simple and efficient way to apply Reviewed on: 15th January 2023

Does what it's supposed to

Simple credit card with simple to use app. Works for me ! Reviewed on: 15th January 2023

Life easy

Money easy access up to date app you know were you are Reviewed on: 15th January 2023

Excellent service

First class communication skills and transparency about charges Reviewed on: 15th January 2023

So easy to use

With the app and regular monthly updates it's a great product Reviewed on: 15th January 2023

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