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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,349 reviews, last reviewed 21st Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Quick and easy

Never had a problem, app very good. Reviewed on: 21st February 2023

Great service, easy to use

Good credit card service, Brilliant app that’s easily accessible and simple to use Reviewed on: 21st February 2023

Amazing Product

Straight forward, application easy to navigate around Reviewed on: 21st February 2023

Great product and service

As usual great service and excellent products. Reviewed on: 21st February 2023

great card

great card, easy to use app, great customer service Reviewed on: 21st February 2023

Credit card

Easy to apply for decision in min and straightforward easy to use app. Reviewed on: 21st February 2023

Easily to update

Easily to repay any amount and updates the amount you pay within minutes. Also like how it checks your borrowing power helps keep me up to date. Reviewed on: 21st February 2023

Great service

Simple, clear and easy what more could u want Reviewed on: 21st February 2023

Good experience

Easy access to all statements via the mobile app. Reviewed on: 21st February 2023

Excellent

Great rates the app is easy to use and the staff are brilliant if you need help with anything Reviewed on: 21st February 2023

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