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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Zopa Credit Card

Very helpful and friendly. Always looking after and putting customers first Reviewed on: 15th January 2023

Zopa credit

Good customer service Easy to follow instructions on how to manage account Reviewed on: 15th January 2023

Zopa credit card

So easy to get and use. Great app also great and easy to use. Reviewed on: 15th January 2023

Great service

Great customer service when you need help or have a question Reviewed on: 15th January 2023

Excellent Zopa

Took no time at all to be approved, SMS text sending for clarifications. On line statements true and accurate. Emails regarding updates and other services. Reviewed on: 15th January 2023

highly recommend

I've been using it for a while and I really like it Reviewed on: 15th January 2023

Easy

Best credit card I have had. Easy to use app to keep on top of your spending. Reviewed on: 15th January 2023

Famtastic

The whole process has been bliss and the App is fantastic. Reviewed on: 15th January 2023

Easy to control

This credit card is one of the easiest to control, using its excellent App to keep track of outgoings and payments alike. Reviewed on: 15th January 2023

Great Friendly Company

Great Friendly service and excellent quality Reviewed on: 15th January 2023

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