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Zopa: Credit card reviews

4.94
Based on 44,342 reviews, last reviewed 10th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026
Linda 's avatar
Linda

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44342)

Excellent service

5
Excellent service ,and great mise disposition Reviewed on: 21st February 2023

Quick and easy

5
Never had a problem, app very good. Reviewed on: 21st February 2023

Great service, easy to use

5
Good credit card service, Brilliant app that’s easily accessible and simple to use Reviewed on: 21st February 2023

Amazing Product

5
Straight forward, application easy to navigate around Reviewed on: 21st February 2023

Great product and service

5
As usual great service and excellent products. Reviewed on: 21st February 2023

great card

4
great card, easy to use app, great customer service Reviewed on: 21st February 2023

Credit card

4
Easy to apply for decision in min and straightforward easy to use app. Reviewed on: 21st February 2023

Easily to update

5
Easily to repay any amount and updates the amount you pay within minutes. Also like how it checks your borrowing power helps keep me up to date. Reviewed on: 21st February 2023

Great service

5
Simple, clear and easy what more could u want Reviewed on: 21st February 2023

Good experience

5
Easy access to all statements via the mobile app. Reviewed on: 21st February 2023

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review