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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,349 reviews, last reviewed 21st Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Very easy very helpful

Can not fault the process at all Reviewed on: 21st February 2023

Amazing app!

Zopa is friendly, easy to use and helped me out at a crucial time. 100% would recommend Reviewed on: 21st February 2023

Service

Great service. Great at keeping customers updated with accounts Reviewed on: 21st February 2023

Fantastic credit card

Reliable with excellent rates and the best customer service to assist your every need. Reviewed on: 21st February 2023

Really easy set up and transfer

Really good card, decent rates and easy to balance transfer. Really like being able to cap my purchase balance as well, keeping that buffer there! Reviewed on: 21st February 2023

Great experience!

Great experience with this card. Very versatile and gives you what you need. I'd recommend it anytime Reviewed on: 21st February 2023

Very easy and simple

Simple process with Zopa when applying and great benefits! Reviewed on: 21st February 2023

Very good

It’s. A very good product would recommend Reviewed on: 21st February 2023

Great experience

Great experience with zopa. Simple application, user friendly app, good communication. Would definitely ately recommend Reviewed on: 21st February 2023

Excellent service

Excellent service ,and great mise disposition Reviewed on: 21st February 2023

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

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Alternative products

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from American Express 4.51 from 25 reviews
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from TSB 3.50 from 20 reviews
Classic Credit Card
from Capital One 4.20 from 301 reviews

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Zopa: Credit card reviews

99% decrease in 5 star reviews

100% decrease in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Zopa: Credit card now

Best banking app 2026

Best credit card provider 2025

Zopa Credit card reviews (44350)

Very easy very helpful

Amazing app!

Service

Fantastic credit card

Really easy set up and transfer

Great experience!

Very easy and simple

Very good

Great experience

Excellent service

Review Zopa: Credit card now

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