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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

easy pay

My Zopa card gives me the extra protection when i make a purchase, it's so easy to use and pay, so a real winner. Reviewed on: 21st February 2023

Credit card

Best credit card Easy and manageable account Reviewed on: 21st February 2023

Amazing

Easy to use App and great customer service . Reviewed on: 21st February 2023

Excellent Company

Exvellent customer services and always let you know well in advance when your next payment is due. Reviewed on: 21st February 2023

Very easy very helpful

Can not fault the process at all Reviewed on: 21st February 2023

Amazing app!

Zopa is friendly, easy to use and helped me out at a crucial time. 100% would recommend Reviewed on: 21st February 2023

Service

Great service. Great at keeping customers updated with accounts Reviewed on: 21st February 2023

Fantastic credit card

Reliable with excellent rates and the best customer service to assist your every need. Reviewed on: 21st February 2023

Really easy set up and transfer

Really good card, decent rates and easy to balance transfer. Really like being able to cap my purchase balance as well, keeping that buffer there! Reviewed on: 21st February 2023

Great experience!

Great experience with this card. Very versatile and gives you what you need. I'd recommend it anytime Reviewed on: 21st February 2023

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