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Zopa: Credit card reviews

4.87
Based on 44,349 reviews, last reviewed 21st Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026
Shenol's avatar
Shenol

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44350)

Brilliant easy and quick

5
I had not heard about this card before a friend told me. It Was very simple to sign up, they approved me in a very quick time and my card arrived in a few days. Highly recommended. Reviewed on: 21st February 2023

Great app and great service

5
Very impressed with how everything runs Reviewed on: 21st February 2023

Easy to apply and manage

5
Great card to help build up credit rating. Reviewed on: 21st February 2023

Amazing

5
I've had zero problems with my zopa card since I got accepted last year, the app works amazing, easy to use also has saving facilities to help you with your money. I love my zopa card 10/10 for me. Keep it up zopa. Reviewed on: 21st February 2023

Amazing company

5
Such great customer service and And no hassle application for the card and credit offered to what I can afford no pushing to take more than I needed. Reviewed on: 21st February 2023

Excellent Customer Service

5
Zoa, provide more than just a credit card. They also provide tips and hints on how to manage your finances, help and advice is second to none. You couldnt ask for a better experience. Reviewed on: 21st February 2023

easy pay

5
My Zopa card gives me the extra protection when i make a purchase, it's so easy to use and pay, so a real winner. Reviewed on: 21st February 2023

Credit card

5
Best credit card Easy and manageable account Reviewed on: 21st February 2023

Amazing

5
Easy to use App and great customer service . Reviewed on: 21st February 2023

Excellent Company

5
Exvellent customer services and always let you know well in advance when your next payment is due. Reviewed on: 21st February 2023

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