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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Fab credit card

Great credit card fab help online, the app is so easy to use Reviewed on: 21st February 2023

Great service

Great customer service and easy repayment the app is easy to navigate Reviewed on: 21st February 2023

Excellent product and customer service.

Great credit card product, easy to keep track of spending on the app and easy to make payments. App also allows me to contact customer service when ever needed. Reviewed on: 21st February 2023

Effective

Very easy and effective company to work with. Reviewed on: 21st February 2023

Brilliant easy and quick

I had not heard about this card before a friend told me. It Was very simple to sign up, they approved me in a very quick time and my card arrived in a few days. Highly recommended. Reviewed on: 21st February 2023

Great app and great service

Very impressed with how everything runs Reviewed on: 21st February 2023

Easy to apply and manage

Great card to help build up credit rating. Reviewed on: 21st February 2023

Amazing

I've had zero problems with my zopa card since I got accepted last year, the app works amazing, easy to use also has saving facilities to help you with your money. I love my zopa card 10/10 for me. Keep it up zopa. Reviewed on: 21st February 2023

Amazing company

Such great customer service and And no hassle application for the card and credit offered to what I can afford no pushing to take more than I needed. Reviewed on: 21st February 2023

Excellent Customer Service

Zoa, provide more than just a credit card. They also provide tips and hints on how to manage your finances, help and advice is second to none. You couldnt ask for a better experience. Reviewed on: 21st February 2023

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