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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,342 reviews, last reviewed 10th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026
Linda 's avatar
Linda

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44342)

Effective

5
Very easy and effective company to work with. Reviewed on: 21st February 2023
Jo's avatar
Jo

Brilliant easy and quick

5
I had not heard about this card before a friend told me. It Was very simple to sign up, they approved me in a very quick time and my card arrived in a few days. Highly recommended. Reviewed on: 21st February 2023
Andy Hunt's avatar
Andy Hunt

Great app and great service

5
Very impressed with how everything runs Reviewed on: 21st February 2023
Danny Hanna's avatar
Danny Hanna

Easy to apply and manage

5
Great card to help build up credit rating. Reviewed on: 21st February 2023
awaishaiderbukhari@gmail.com's avatar
[email protected]

Amazing

5
I've had zero problems with my zopa card since I got accepted last year, the app works amazing, easy to use also has saving facilities to help you with your money. I love my zopa card 10/10 for me. Keep it up zopa. Reviewed on: 21st February 2023
Craig Young's avatar
Craig Young

Amazing company

5
Such great customer service and And no hassle application for the card and credit offered to what I can afford no pushing to take more than I needed. Reviewed on: 21st February 2023
Chelsea marks's avatar
Chelsea marks

Excellent Customer Service

5
Zoa, provide more than just a credit card. They also provide tips and hints on how to manage your finances, help and advice is second to none. You couldnt ask for a better experience. Reviewed on: 21st February 2023
Andy Bigby's avatar
Andy Bigby

easy pay

5
My Zopa card gives me the extra protection when i make a purchase, it's so easy to use and pay, so a real winner. Reviewed on: 21st February 2023
jeffrey humphries's avatar
jeffrey humphries

Credit card

5
Best credit card Easy and manageable account Reviewed on: 21st February 2023
adammatera@outlook.com's avatar
[email protected]

Amazing

5
Easy to use App and great customer service . Reviewed on: 21st February 2023
Ian's avatar
Ian

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