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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Top card helper

Top credit ca4ds ,very easy to use, so helpful when they needed Reviewed on: 15th January 2023

Great Customer Service

Great customer service & always keep me informed of any changes to my account Reviewed on: 15th January 2023

Keeping on top of my finances

With Zopa I know exactly how much I stand with a notification to my phone within minutes of any expenditure, and a customer friendly app to check my balance, giving me peace of mind Reviewed on: 15th January 2023

Simply the best

I'm very happy with zopa and recommended to anyone who's looking for a credit card open an zopa credit card and you won't be disappointed Reviewed on: 15th January 2023

Fantastic rates

I chose Zopa due to the rates being so competitive and what a fantastic choice I have made ! The app is so easy to use and the card is accepted everywhere I have been including Greece Making extra payments is so easy too Reviewed on: 15th January 2023

My Experience with Zopa.

With my inexperience and not-too-good performance in the past, I thought I was going to be turned down when I applied. But I was well welcomed. I love the support and professionalism. Reviewed on: 15th January 2023

Easy to deal with

Always happy to answer a question or solve a problem Reviewed on: 15th January 2023

Fast, efficient and friendly service

Simple application, helpful app and great customer service. Reviewed on: 15th January 2023

Finance made simple

ZOPA App and Statements simplified and gives financial clarity. Support is just a click. Reviewed on: 15th January 2023

Quick, simple and supportive

From the application process to using the app, Zopa is brilliant… if I could give them more stars ⭐️ I would! Reviewed on: 15th January 2023

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