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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44354)

Excellent service

5
Very good product with good money saving features and credit building services Reviewed on: 21st February 2023
Ryan's avatar
Ryan

Great company

5
Easy to use app, great company and product and excellent communication. Highly recommended Reviewed on: 21st February 2023
Darren Dale Srsb's avatar
Darren Dale Srsb

Zopa 1st class credit card provider

5
Easy to access the information on the app Dealt with professionally & compassionately when made contact with an agent. Reviewed on: 21st February 2023
diamonddell@hotmail.co.uk's avatar
[email protected]

Amazing

5
Amazing app and very responsive Let you know when payments are due easy to use and secure Reviewed on: 21st February 2023
Paula JOHANS's avatar
Paula JOHANS

Brilliant

5
Great credit card, didn't have any issues Reviewed on: 21st February 2023
Emil Matras's avatar
Emil Matras

Brilliant

5
Great product so easy to use and manage. Reviewed on: 21st February 2023
Sml's avatar
Sml

Great Card Service

5
Easy to use App and the perfect amount of email notifications Reviewed on: 21st February 2023
Christina 's avatar
Christina

Great app.

5
Really impressed with the credit building features on the app. Reviewed on: 21st February 2023
Emily Cook's avatar
Emily Cook

Interest increased

4
I mean, you increased the interest rate which wasn't great. Reviewed on: 21st February 2023
ashleigh gibson's avatar
ashleigh gibson

Already recommending it to everyone

5
Glad to have chosen Zopa beyond a million other cards in the market, the app ia very straightforward and super useful.... I'm not only logging in to check my balance but to browse on new tips or articles on how to manage my money and personally I think this makes more sense than ever...a lending entity must also look after their customers and I feel they do. Reviewed on: 21st February 2023
Pamela Vasquez Dominguez's avatar
Pamela Vasquez Dominguez

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