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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,349 reviews, last reviewed 21st Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026
Shenol's avatar
Shenol

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44350)

Brilliant

5
Great credit card, didn't have any issues Reviewed on: 21st February 2023
Emil Matras's avatar
Emil Matras

Brilliant

5
Great product so easy to use and manage. Reviewed on: 21st February 2023
Sml's avatar
Sml

Great Card Service

5
Easy to use App and the perfect amount of email notifications Reviewed on: 21st February 2023
Christina 's avatar
Christina

Great app.

5
Really impressed with the credit building features on the app. Reviewed on: 21st February 2023
Emily Cook's avatar
Emily Cook

Interest increased

4
I mean, you increased the interest rate which wasn't great. Reviewed on: 21st February 2023
ashleigh gibson's avatar
ashleigh gibson

Already recommending it to everyone

5
Glad to have chosen Zopa beyond a million other cards in the market, the app ia very straightforward and super useful.... I'm not only logging in to check my balance but to browse on new tips or articles on how to manage my money and personally I think this makes more sense than ever...a lending entity must also look after their customers and I feel they do. Reviewed on: 21st February 2023
Pamela Vasquez Dominguez's avatar
Pamela Vasquez Dominguez

Spending power at its best

5
Got a Zopa card,comes with the app do you can see what your spending how much interest you’ll pay and your payment dates absolutely love it Reviewed on: 21st February 2023
Marc's avatar
Marc

Easy to pay

5
Very easy to navigate website for making extra payments. Reviewed on: 21st February 2023
Dawn van den Berg's avatar
Dawn van den Berg

Brilliant

5
Easy to use and set up really happy Reviewed on: 21st February 2023
Tom Johnson's avatar
Tom Johnson

Fuss free

5
I have a credit card with Zopa and I also transferred a balance from another card. The process to transfer my balance was straightforward and I was offered a 0% balance transfer and interest for 6 months which really helped me to clear my existing debt. Zopa is now my go to card Reviewed on: 21st February 2023
alannapowelldoyle@hotmail.co.uk's avatar
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