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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44349 reviews)

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4.87

Based on 44,349 reviews, last reviewed 21st Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44349)

Very Happy

Fast and efficient service and excellent customer service Reviewed on: 21st February 2023

Easy to use

This credit card provider has helped me build my credit score. It's easy to use and understand. Reviewed on: 21st February 2023

Efficient

Efficient. Easy to use and great offers. Easy to react with regular updates. Reviewed on: 21st February 2023

My experience

Really helpful company easy to use and set up helped me when times were hard and no one else could Reviewed on: 21st February 2023

Good customer service

Good credit card Good interest rate Reviewed on: 21st February 2023

Excellent service

Very good product with good money saving features and credit building services Reviewed on: 21st February 2023

Great company

Easy to use app, great company and product and excellent communication. Highly recommended Reviewed on: 21st February 2023

Zopa 1st class credit card provider

Easy to access the information on the app Dealt with professionally & compassionately when made contact with an agent. Reviewed on: 21st February 2023

Amazing

Amazing app and very responsive Let you know when payments are due easy to use and secure Reviewed on: 21st February 2023

Brilliant

Great credit card, didn't have any issues Reviewed on: 21st February 2023

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