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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,503 reviews, last reviewed 24th Mar 2026
156200% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026
Kevin M's avatar
Kevin M

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43503)

Great Credit card

5
I’ve been with Zopa for 2 years now and wouldn’t change a thing. Simple and easy. Great app. Reviewed on: 15th January 2023
madhuribertram@gmail.com's avatar
[email protected]

Tremendous service

5
This is an excellent credit card with clear communication on all aspects of the services available Reviewed on: 15th January 2023
Linda canpbell's avatar
Linda canpbell

Great

5
Excellent and very helpful for what I need Reviewed on: 15th January 2023
Benjamin Hunt's avatar
Benjamin Hunt

Hassle free credit

5
From opening an account, to using the app to interaction with the company, it’s been hassle free and so easy to deal with. Highly recommended. Reviewed on: 15th January 2023
Ben Childs's avatar
Ben Childs

Excellent

5
More you know about card and rating about credit score Reviewed on: 15th January 2023
Joof Joof's avatar
Joof Joof

Brilliant

5
Good customer service easy to navigate website Reviewed on: 15th January 2023
Michelle Moss's avatar
Michelle Moss

Great card

5
Super useful and easy to use, good app Reviewed on: 15th January 2023
Richard Mclean's avatar
Richard Mclean

Excellent

5
Cannot fault Zopa in anyway from my experience Reviewed on: 15th January 2023
Jason Clark's avatar
Jason Clark

Great credit rebuilder

5
Never had any issues with this card provider at all. Easy app to get aswell Reviewed on: 15th January 2023
shaun henderson's avatar
shaun henderson

Excellent after sales

5
Excellent after sales experience Reviewed on: 15th January 2023
Don Uduike's avatar
Don Uduike

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