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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Excellent for Travelling, User-friendly App and Excellent Customer Service

I use my Zopa Credit Card for travelling all over Europe. It's one of the few credit cards that I can use without having to pay excessive foreign transaction fees. The app is also seamless, you can easily see your balance, make any payments and freeze your card if it's lost/stolen giving you that extra peace of mind. Customer service has been excellent for any issues that I've had, such as querying transactions. Reviewed on: 21st February 2023

Credit card

Good credit card , easy to use. The company he aprove my first credit card. I'm happy Reviewed on: 21st February 2023

Fab card

Such a fab credit company! Good interest rates.. Great and easy app.. Reviewed on: 21st February 2023

good service

Zopa is really good in terms of service and response. Reviewed on: 21st February 2023

Fantastic

Great provider. App amazing and easy to use. Reviewed on: 21st February 2023

Very Happy

Fast and efficient service and excellent customer service Reviewed on: 21st February 2023

Easy to use

This credit card provider has helped me build my credit score. It's easy to use and understand. Reviewed on: 21st February 2023

Efficient

Efficient. Easy to use and great offers. Easy to react with regular updates. Reviewed on: 21st February 2023

My experience

Really helpful company easy to use and set up helped me when times were hard and no one else could Reviewed on: 21st February 2023

Good customer service

Good credit card Good interest rate Reviewed on: 21st February 2023

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