Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

View other Zopa products

4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

good service

Zopa is really good in terms of service and response. Reviewed on: 21st February 2023

Fantastic

Great provider. App amazing and easy to use. Reviewed on: 21st February 2023

Very Happy

Fast and efficient service and excellent customer service Reviewed on: 21st February 2023

Easy to use

This credit card provider has helped me build my credit score. It's easy to use and understand. Reviewed on: 21st February 2023

Efficient

Efficient. Easy to use and great offers. Easy to react with regular updates. Reviewed on: 21st February 2023

My experience

Really helpful company easy to use and set up helped me when times were hard and no one else could Reviewed on: 21st February 2023

Good customer service

Good credit card Good interest rate Reviewed on: 21st February 2023

Excellent service

Very good product with good money saving features and credit building services Reviewed on: 21st February 2023

Great company

Easy to use app, great company and product and excellent communication. Highly recommended Reviewed on: 21st February 2023

Zopa 1st class credit card provider

Easy to access the information on the app Dealt with professionally & compassionately when made contact with an agent. Reviewed on: 21st February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Charge Card
from American Express 4.05 from 24 reviews
Credit Card
from Metro Bank 4.86 from 880 reviews
Avios Rewards Credit Card
from Lloyds Bank 4.00 from 60 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub