Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

View other Zopa products

4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Great service. Easy setup

Great service and no fuss m. Really happy with this product Reviewed on: 21st February 2023

Brilliant

Customer service absolutely first class Reviewed on: 21st February 2023

Great company to work with

Very easy to use and the app is great Reviewed on: 21st February 2023

Love it

I like using zopa card and it’s easy to use there service Reviewed on: 21st February 2023

Helpful and rewarding

Always in touch keeping me aware yet not bombarded with lit. Reviewed on: 21st February 2023

Good old fashioned service business

Customer always comes first and they go the extra mile to ensure their clients have the service they need Reviewed on: 21st February 2023

Easy, easy easy

Easy to apply, great service from Zopa Reviewed on: 21st February 2023

Excellent for Travelling, User-friendly App and Excellent Customer Service

I use my Zopa Credit Card for travelling all over Europe. It's one of the few credit cards that I can use without having to pay excessive foreign transaction fees. The app is also seamless, you can easily see your balance, make any payments and freeze your card if it's lost/stolen giving you that extra peace of mind. Customer service has been excellent for any issues that I've had, such as querying transactions. Reviewed on: 21st February 2023

Credit card

Good credit card , easy to use. The company he aprove my first credit card. I'm happy Reviewed on: 21st February 2023

Fab card

Such a fab credit company! Good interest rates.. Great and easy app.. Reviewed on: 21st February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Cashback Plus Credit Card
from NatWest 4.43 from 66 reviews
Cashback Plus Credit Card
from RBS 4.14 from 8 reviews
Balance Transfer Credit Card
from Halifax 4.56 from 63 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub