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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44349 reviews)

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4.87

Based on 44,349 reviews, last reviewed 21st Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44349)

Very reliable, relaxed, and down to earth.

Has been a fantastic help. Credit limits are fantastic too and repayments happen instantly. Reviewed on: 21st February 2023

Best of the Best

I use zopa cradit card this is best of my experience overall service Reviewed on: 21st February 2023

Credit card

Good service and frendly people when i need help thanks Reviewed on: 21st February 2023

Zopa are very easy and helpful

Zopa is a bank that puts its customers first. They are helpful and guide you in the right financial direction. I highly recommend Zopa Reviewed on: 21st February 2023

My card

It's nice to have Zopa in my pocket and to know that they look after my finances as well. Reviewed on: 21st February 2023

Brilliant company would recommend

Easy to use, good communication via email, quick and simple payments couldnt ask for more Reviewed on: 21st February 2023

The Best

Fast and professional service and perfectly matched loans. Reviewed on: 21st February 2023

Easy and helpful

Controlled borrowing and helpful updates, regarding borrowing. Reviewed on: 21st February 2023

Great service. Easy setup

Great service and no fuss m. Really happy with this product Reviewed on: 21st February 2023

Brilliant

Customer service absolutely first class Reviewed on: 21st February 2023

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