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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Great Service

Zopa is the best credit card service I’ve used app is so easy to navigate and simple to use also great option to have a credit cushion Reviewed on: 21st February 2023

Excellent

Excellent communication and service Reviewed on: 21st February 2023

Excellent Company. Highly Recommend.

I would highly recommend Zopa. Their website is easy to use and you get regular account updates from them. Reviewed on: 21st February 2023

Great service

Happy with the service. Straight forward and diligent. Very happy Reviewed on: 21st February 2023

easy to use

never had a problem, a food straight fielrward no frill credit card Reviewed on: 21st February 2023

Very reliable, relaxed, and down to earth.

Has been a fantastic help. Credit limits are fantastic too and repayments happen instantly. Reviewed on: 21st February 2023

Best of the Best

I use zopa cradit card this is best of my experience overall service Reviewed on: 21st February 2023

Credit card

Good service and frendly people when i need help thanks Reviewed on: 21st February 2023

Zopa are very easy and helpful

Zopa is a bank that puts its customers first. They are helpful and guide you in the right financial direction. I highly recommend Zopa Reviewed on: 21st February 2023

My card

It's nice to have Zopa in my pocket and to know that they look after my finances as well. Reviewed on: 21st February 2023

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