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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,503 reviews, last reviewed 24th Mar 2026
156200% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026
Kevin M's avatar
Kevin M

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43503)

No messing about tell you if you're going to get it

5
Very easy. Told I was highly likely to get a credit card. Also told me my credit limit. Reviewed on: 15th January 2023
Darren Griffiths's avatar
Darren Griffiths

Brilliant customer service!

5
Fantastic service overall.. could not fault Reviewed on: 15th January 2023
Jarred's avatar
Jarred

Great card, everything you could ever need.

5
Easy app to use. So simple to make payments. Just perfect. Reviewed on: 15th January 2023
Max's avatar
Max

Hassle free

5
Hassle free. Easy to contact an agent Reviewed on: 15th January 2023
Marian Horrocks's avatar
Marian Horrocks

Credit card

5
Great app and keeps you informed at all times Reviewed on: 15th January 2023
Margaret Miller's avatar
Margaret Miller

Very simple to use app or website, very professional, an friendly staff.

5
Very simple to use app or website, very professional and friendly staff. Reviewed on: 15th January 2023
Catalin's avatar
Catalin

Definetly recomend zopa

5
Great company to deal with made very easy to sort out very straight forward Reviewed on: 15th January 2023
Justine keegan's avatar
Justine keegan

Credit card

5
Great credit card. Affordable and no hassles setting up. Reviewed on: 15th January 2023
Stephen McGrorty's avatar
Stephen McGrorty

Excellent service

5
Excellent bank and credit card service.. Customer service is top form Reviewed on: 15th January 2023
John Paolucci's avatar
John Paolucci

Enjoyable and reliable

5
My experience with zopa as been very good Reviewed on: 15th January 2023
Michael Mitchell's avatar
Michael Mitchell

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