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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44349 reviews)

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4.87

Based on 44,349 reviews, last reviewed 21st Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44349)

Easy access

Good little company easy to use app very clear and concise Reviewed on: 21st February 2023

Good job

Very good card i have this card 6 Mounts Reviewed on: 21st February 2023

Great customer service

I have had a zopa credit card for a few years now and any issues I have had there customer service team has been brilliant Reviewed on: 21st February 2023

Easy to use

The application was simple and I like the updates provided. Reviewed on: 21st February 2023

Good

Good customer service Easy to use app Reviewed on: 21st February 2023

Great Service

Zopa is the best credit card service I’ve used app is so easy to navigate and simple to use also great option to have a credit cushion Reviewed on: 21st February 2023

Excellent

Excellent communication and service Reviewed on: 21st February 2023

Excellent Company. Highly Recommend.

I would highly recommend Zopa. Their website is easy to use and you get regular account updates from them. Reviewed on: 21st February 2023

Great service

Happy with the service. Straight forward and diligent. Very happy Reviewed on: 21st February 2023

easy to use

never had a problem, a food straight fielrward no frill credit card Reviewed on: 21st February 2023

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