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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

The best credit card I have

I would recommend this to all my friends very easy to apply and quick simple to use the app as well Reviewed on: 21st February 2023

One of the most useful App based card

The card is a very useful tool for overall tracking your financial via an app. Frequent credit report updates keep you aware of how your profile appears to other lenders and keeps you cautious of your spending outlook Reviewed on: 21st February 2023

Really good service

Great service when needed. Would highly recommend Reviewed on: 21st February 2023

Friendly and Helpful

Zopa is a refreshing and useful card, the customer service is excellent and I would recommend them to people I know Reviewed on: 21st February 2023

Good choice good service

So easy to use and the app is really good Reviewed on: 21st February 2023

Easy to apply

Very easy to apply for and didn't take long to arrive Reviewed on: 21st February 2023

Great service

Really professional company. Have always been very clear and concise with information and a good product to build my credit rating. Reviewed on: 21st February 2023

Easy, stress free service

Fantastic service, great app and stress free! Reviewed on: 21st February 2023

Most reliable service provider

Zopa is one of the best lending company that provides you with suitable credit limit only for your circumstances. Thank you for accepting me as your customer. Reviewed on: 21st February 2023

Awesome credit card

Amazing card, quick to apply and easy to use :) Reviewed on: 21st February 2023

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