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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Great credit card

The application process was very simple. I like how easy it is to use the app. It also has plenty of tips on how to improve your credit rating. I'd definitely recommend Zopa to anyone trying to build up their credit score. Reviewed on: 15th January 2023

Simple, easy follow process

Great communication, no complaints here! highly recommend product, thoroughly deserved the award ⭐ Reviewed on: 15th January 2023

Excellent

I like the fact when you make your payment, it's on your account instantly! No others do that. Reviewed on: 15th January 2023

Good experience

Easy to use app and my experience to date has been good Reviewed on: 15th January 2023

Brilliant & Supportive

Been with Zopa for a while now and they are amazing. So transparent and so supportive. Always checking in and supporting Reviewed on: 15th January 2023

all really good

Instant balance updates, easy to use A1 Reviewed on: 15th January 2023

Great company and service

Professional polite and friendly app is also very easy to use ! Reviewed on: 15th January 2023

Best service 2022

Amazing service provider full off hope for the 2023 Reviewed on: 15th January 2023

Top rated

Zopa is a great credit card to get anyone in need or just want to help built credit highly suggest Reviewed on: 15th January 2023

Supa zopa

Outstanding service and products, app is brilliant and easy to use Reviewed on: 15th January 2023

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