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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Excellent service

It’s very easy to use ,less interest,beautiful service ❤️ Reviewed on: 21st February 2023

Simple, Straightforward

Zopa has been simple and straight forward for pith application to payments. The details are not overwhelming and clearly outlines payment requirements and payment dates. Cannot complain about this company at all Reviewed on: 21st February 2023

Easy to manage finances with great customer service

Amazing from zopa well done. Strive to give beat customer service and overall a fantastic company with easy to manage finances Reviewed on: 21st February 2023

Excellent!

Easy to apply, fast decision & great app to manage my account. Reviewed on: 21st February 2023

Credit card

I had a zopa credit card which I was using on a regular basis. The interest rate is quiet low compared to most credit card out there, the alert for payments are regular and the app is really easy to use. I would definitely recommend it to someone who is thinking if building their credit score Reviewed on: 21st February 2023

No hidden agendas

What they tell you is what you get helpful Reviewed on: 21st February 2023

Fantastic service

Does exactly as it says on the tin. Highly recommend! Reviewed on: 21st February 2023

User friendly

Very easy application process supported by an App that makes it easy to control your account. Reviewed on: 21st February 2023

Easy to use,

Easy approved, nice card, good app, Reviewed on: 21st February 2023

Great credit card company

Easy application and they make sure it is affordable for you and its so easy to set up a set payment which you can change as long it is a minimum payment Reviewed on: 21st February 2023

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