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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

*5 service

Zopa have made it easy to bank with them. I would definitely recommend their services to friends and family. Reviewed on: 21st February 2023

Quick transfer

Best of credit card for united Kingdom Reviewed on: 21st February 2023

Outstanding service with a friendly tone

Zopa provide a great experience with great depth of information and necessary control Reviewed on: 21st February 2023

Review

Very helpful team with eagerness to help their customers. Reviewed on: 21st February 2023

Easy to use

Easy to use and great app features. Very clear with terms. Reviewed on: 21st February 2023

Good one

Pleased for the services, very easy to use since the beginning, fast transactions, overall good credit card Reviewed on: 21st February 2023

Easy peasy

It's so easy to use my card through Google Wallet Reviewed on: 21st February 2023

Excellent

Service and app facilities and focus on improving credit Reviewed on: 21st February 2023

Amazing

Been good easy to use app not too bad price Reviewed on: 21st February 2023

I will recommend

Used for big and small purchases effectively Reviewed on: 21st February 2023

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