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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44349 reviews)

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4.87

Based on 44,349 reviews, last reviewed 21st Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44349)

Good one

Pleased for the services, very easy to use since the beginning, fast transactions, overall good credit card Reviewed on: 21st February 2023

Easy peasy

It's so easy to use my card through Google Wallet Reviewed on: 21st February 2023

Excellent

Service and app facilities and focus on improving credit Reviewed on: 21st February 2023

Amazing

Been good easy to use app not too bad price Reviewed on: 21st February 2023

I will recommend

Used for big and small purchases effectively Reviewed on: 21st February 2023

Excellent service

It’s very easy to use ,less interest,beautiful service ❤️ Reviewed on: 21st February 2023

Simple, Straightforward

Zopa has been simple and straight forward for pith application to payments. The details are not overwhelming and clearly outlines payment requirements and payment dates. Cannot complain about this company at all Reviewed on: 21st February 2023

Easy to manage finances with great customer service

Amazing from zopa well done. Strive to give beat customer service and overall a fantastic company with easy to manage finances Reviewed on: 21st February 2023

Excellent!

Easy to apply, fast decision & great app to manage my account. Reviewed on: 21st February 2023

Credit card

I had a zopa credit card which I was using on a regular basis. The interest rate is quiet low compared to most credit card out there, the alert for payments are regular and the app is really easy to use. I would definitely recommend it to someone who is thinking if building their credit score Reviewed on: 21st February 2023

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