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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44349 reviews)

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4.87

Based on 44,349 reviews, last reviewed 21st Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44349)

Credit card

Excellent service.absolutely amazing customer service Reviewed on: 21st February 2023

Simple and manageable

Simple and manageable, had no issues and updates always provided and clear Reviewed on: 21st February 2023

Amazing

I’ve had nothing but good experiences in all of my dealings with Zopa. Would highly recommend Reviewed on: 21st February 2023

Excellent Customer Service

Zopa have been extremely helpful and understanding everytime that I have contacted them and I would recommend them to everyone. Reviewed on: 21st February 2023

Excellent

Especially great customer service updated on everything going on would recommend. Reviewed on: 21st February 2023

*5 service

Zopa have made it easy to bank with them. I would definitely recommend their services to friends and family. Reviewed on: 21st February 2023

Quick transfer

Best of credit card for united Kingdom Reviewed on: 21st February 2023

Outstanding service with a friendly tone

Zopa provide a great experience with great depth of information and necessary control Reviewed on: 21st February 2023

Review

Very helpful team with eagerness to help their customers. Reviewed on: 21st February 2023

Easy to use

Easy to use and great app features. Very clear with terms. Reviewed on: 21st February 2023

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