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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Outstanding service with a friendly tone

Zopa provide a great experience with great depth of information and necessary control Reviewed on: 21st February 2023

Review

Very helpful team with eagerness to help their customers. Reviewed on: 21st February 2023

Easy to use

Easy to use and great app features. Very clear with terms. Reviewed on: 21st February 2023

Good one

Pleased for the services, very easy to use since the beginning, fast transactions, overall good credit card Reviewed on: 21st February 2023

Easy peasy

It's so easy to use my card through Google Wallet Reviewed on: 21st February 2023

Excellent

Service and app facilities and focus on improving credit Reviewed on: 21st February 2023

Amazing

Been good easy to use app not too bad price Reviewed on: 21st February 2023

I will recommend

Used for big and small purchases effectively Reviewed on: 21st February 2023

Excellent service

It’s very easy to use ,less interest,beautiful service ❤️ Reviewed on: 21st February 2023

Simple, Straightforward

Zopa has been simple and straight forward for pith application to payments. The details are not overwhelming and clearly outlines payment requirements and payment dates. Cannot complain about this company at all Reviewed on: 21st February 2023

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