Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

View other Zopa products

4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Excellent

I would definitely recommend it to friends and family Reviewed on: 15th January 2023

Easy and open

Zopa was easy to set up and the app is really easy to use and understand, it's clear and efficient Reviewed on: 15th January 2023

Nice work

Nice work for me and proffessional the best Reviewed on: 15th January 2023

Fantastic app

It was very easy to apply and be accepted for a credit card. The app makes it so easy to manage payments and make extra payments if you choose. Zopa always let you know when a payment is due in plenty of time. Reviewed on: 15th January 2023

One word perfect

Zopa just make everything plain and simple Reviewed on: 15th January 2023

Zopa the best in crefit

Very helpful hints. Always happy to help. Online talks easy to follow. Reviewed on: 15th January 2023

Really good team

Always happy to help you with any queries should u have something to ask. Reviewed on: 15th January 2023

Easy to manage

All been easy to manage so far. Only had for a short while but app is easy to use Reviewed on: 15th January 2023

Well worth a look

Excellent service, easy to apply, I highly recommend Reviewed on: 15th January 2023

Help

The credit card will help people build back up their score. Its a manageable amount. Staff really understanding and helpful always. Reviewed on: 15th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Flexicard
from Halifax 4.57 from 5 reviews
Credit card
from Vanquis 4.25 from 555 reviews
Initial Credit Card
from Barclaycard 4.01 from 118 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5952 reviews
Smart Saver
from Zopa 4.94 from 8051 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub