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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44349 reviews)

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4.87

Based on 44,349 reviews, last reviewed 21st Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44349)

Helpful easy to use service and app

Great product, easy to apply for. Bast banking app I’ve used and helpful advice. Reviewed on: 21st February 2023

Great App

The best thing about Zopa is the clear and consice communication from them. You know exactly where you stand with the app. Reviewed on: 21st February 2023

Credit card review

Great customer service and easy to use app Reviewed on: 21st February 2023

Easy and Clear

At last a credit card, with an app that makes everything easy and everything clear. Hints, tips and offers on there and the Customer Service is also super helpful. Basically - credit card made simple! Reviewed on: 21st February 2023

Really easy to deal with.

I found the card and app easy to use, update and keep a check on costs etc Reviewed on: 21st February 2023

Amazing customer service

The app lets you know when days before you when you need to make a payment. The customer service is great Reviewed on: 21st February 2023

Best credit company I have used

Always helpful and understanding of difficult times. Best company I have ever been with. Reviewed on: 21st February 2023

Easy to use and intuitive app

Easy to use and intuitive app, clearly laid out so are able to see what spend is apportioned to what category. Reviewed on: 21st February 2023

Fair interest

I have used a few different card providers but I believe Zopa to be the best. Fair interest rates, good chat function, and friendly staff. Reviewed on: 21st February 2023

Great Credit Card

Easy to use with the App. Prompts for repayment helps to make payment on time Reviewed on: 21st February 2023

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