Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

View other Zopa products

4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Great

Very good credit card.Easy to make payment Reviewed on: 15th January 2023

Fantastic

They are absolutely amazing...so amenable. Would recommend to all. Reviewed on: 15th January 2023

Easy to deal with, great service.

The app is simple to use and is very reliable, the company is great at communicating including text updates when the card is used and statement's sent electronically. Reviewed on: 15th January 2023

Never had nobother in over 2 year

Nothing more to say really good company Reviewed on: 15th January 2023

Fab

Very good service. App is easy to use and gives all the information you require Reviewed on: 15th January 2023

Satisfied.

Very satisfied with my card. Even though I’ve only had it a short time. Reviewed on: 15th January 2023

Good

I have no problem using my card it is good and easy to use Reviewed on: 15th January 2023

Brillian

Grate company all round helpfull and give you the chance. Can't ask for more thanks Reviewed on: 15th January 2023

No fuss credit card

Application easy . Realistic credit limit and good service Reviewed on: 15th January 2023

Zopa is amazing!

I love the app. The efficiency and ease of use. The card itself is attractive, the hints on the app are helpful and I am very pleased with the overall service. Reviewed on: 15th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Nectar Credit Card
from American Express 3.32 from 14 reviews
Avios Rewards Credit Card
from Lloyds Bank 3.99 from 60 reviews
Clear Rate Platinum Credit Card
from NatWest 4.51 from 18 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5952 reviews
Smart Saver
from Zopa 4.94 from 8051 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub