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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Fantastic

Simple and very easy to use. Highly recommended Reviewed on: 21st February 2023

Great Card from a good company

A good card for those of us who are trying to rebuild our credit score and with an App that is so easy to use, even an OAP like me can use it. Reviewed on: 21st February 2023

My Card

Zopa card,my card Is so east to apply for and set up app it’s all very clear in everything it does for me Interest rate is good and manageable and your so well informed through email off where your balance is at and when monthly money is due Zopa card, my card Reviewed on: 21st February 2023

Effortless

Such a great company. Effortless yo use and navigate! Reviewed on: 21st February 2023

Brilliant card and service

Never had any issues with Zopa always been easy to communicate with and have had a genuine good relationship with them. Reviewed on: 21st February 2023

Good and simple usage

Easy tao use, really handy and simple Reviewed on: 21st February 2023

Amazing

Very easy to use and perfect for low credit ratings Reviewed on: 21st February 2023

Just Amazing

Simply quick and easy to use and easy to make repayments. Reviewed on: 21st February 2023

Best Credit Card ever.

Absolutely brilliant card and options to balance transfer with no APR for quite some time. Go for it. Reviewed on: 21st February 2023

What a credit card

The application was easy and stress free. The card arrived and offered three months interests free on balance transfers. The accompanying app is easy to use, glitch free and has all the information you need. Highly recommended. Reviewed on: 21st February 2023

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