Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,503 reviews, last reviewed 24th Mar 2026
156200% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026
Kevin M's avatar
Kevin M

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (43503)

Not worthy

1
I would not recommend Reviewed on: 15th January 2023
Alina Gherghel's avatar
Alina Gherghel

Quick and easy and fantastic

5
Great company and easy to use app very straight forward. Would definitely recommend to friends and family Reviewed on: 15th January 2023
Sammie Langley's avatar
Sammie Langley

Great company

5
Zopa is a great company to be with Great app to view your account 24hrs a day Easy to understand easy to pay online anytime of the day Excellent customer service I highly recommend ZOPA to all Reviewed on: 15th January 2023
Lorraine Maxwell's avatar
Lorraine Maxwell

Amazing company

5
If you have an enquiry there for you. Never had any issues what so ever with this company. Reviewed on: 15th January 2023
Pam's avatar
Pam

Easy to use with a great app

5
Credit score isn’t great but I got accepted and now able to build my credit score with Zopa Reviewed on: 15th January 2023
Carla Fox's avatar
Carla Fox

App

5
The card is so easy to use especially when using the the app is so easy to navigate.very secure security. I would take no hesitation in recommending this card to other users Reviewed on: 15th January 2023
Andyd 's avatar
Andyd

Excellent service and support

5
No difficulty in sorting problem Reviewed on: 15th January 2023
Joseph Divito's avatar
Joseph Divito

Great company

4
Zopa have excellent with me so far and long may it continue Reviewed on: 15th January 2023
David Mcintosh's avatar
David Mcintosh

Excellent.and efficient

5
The best and easiest I ever used .good communication & excellent service Reviewed on: 15th January 2023
Les Darke's avatar
Les Darke

Excellent card & customer service

5
The process from applying for the card was quick and easy. The card arrived promptly and the app is easy to navigate and helps keep track of my spending. I would highly recommend this card as a good credit building card. Reviewed on: 15th January 2023
Karen Young 's avatar
Karen Young

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1539 reviews
    Zopa

  • Current account

    from Zopa 4.94 from 5952 reviews
    Zopa

  • Smart Saver

    from Zopa 4.94 from 8051 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill