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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,349 reviews, last reviewed 21st Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026
Shenol's avatar
Shenol

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44349)

Good and simple usage

4
Easy tao use, really handy and simple Reviewed on: 21st February 2023
Patrick Lynn's avatar
Patrick Lynn

Amazing

5
Very easy to use and perfect for low credit ratings Reviewed on: 21st February 2023
hayleyphipps1975@gmail.com's avatar
[email protected]

Just Amazing

5
Simply quick and easy to use and easy to make repayments. Reviewed on: 21st February 2023
David Pulfer's avatar
David Pulfer

Best Credit Card ever.

5
Absolutely brilliant card and options to balance transfer with no APR for quite some time. Go for it. Reviewed on: 21st February 2023
Karen Stewart's avatar
Karen Stewart

What a credit card

5
The application was easy and stress free. The card arrived and offered three months interests free on balance transfers. The accompanying app is easy to use, glitch free and has all the information you need. Highly recommended. Reviewed on: 21st February 2023
coopesean@yahoo.com's avatar
[email protected]

Amazing

5
Brilliant and easy, I am not regret of having zopa card they're highly reliable Reviewed on: 21st February 2023
Adewale Ade's avatar
Adewale Ade

Highly Recommended

5
Zopa offers various services, their application process is very streamlined and the app is excellent and quick if you want to make single payments or make any changes to your direct debit dates etc. I highly recommend Zopa to anyone looking for a hassle-free servce! Reviewed on: 21st February 2023
Jordan's avatar
Jordan

All round great credit card

5
When I wanted to build my credit score no credit cards would take me but Zopa has helped with that. Reviewed on: 21st February 2023
Bill's avatar
Bill

Absolutely amazing

5
I would and have recommended this company to so many people, they are absolutely amazing and affordable. They give you a good amount of credit that you can borrow with a small amount you have to pay back, I can recommend this company enough. Not only do they do credit cards but their app Is one of the best I've seen. They offer help with finances, help you find other credit cards and loans that you can be accepted for, I have no complaints about them, very helpful and great company!! Reviewed on: 21st February 2023
devon thompson's avatar
devon thompson

Simple yet effective

4
Always simple to use and answer any questions you have quickly Reviewed on: 21st February 2023
stuart Barnett's avatar
stuart Barnett

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