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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Zoppa Card

Great company brilliant customer service Reviewed on: 15th January 2023

Easy stress free personal

Really taken care of, personal touch to customer care and looking after you, and your credit Reviewed on: 15th January 2023

Fantastic

Great company great service easy to deal with highly recommended Reviewed on: 15th January 2023

Easy & straight forward

Zopa offer a really good credit card that is super easy to manage via their app and allows to keep track of your spending. It's far more user friendly than traditional credit cards. Reviewed on: 15th January 2023

Best Application

Application available with good feature like borrowing power eligibility Reviewed on: 15th January 2023

Great service

Easy to apply, help and support given where needed. I would definitely recommend Reviewed on: 15th January 2023

Simply the best !!

All so straight forward and easy Reviewed on: 15th January 2023

Fast application for card, ok credit limit, better than another bank I have

Was looking for extra credit card, I didn’t need it, but just checking online, then found ZOPA offer and took it. Great fast service, got extra credit card with ok credit limit for a start. Looks like a good bank company. Thanks Reviewed on: 15th January 2023

Excellent

Cheaper rates than most high street lenders, excellent service and a great app, only downside is no balance transfer features but apparently that’s coming soon Reviewed on: 15th January 2023

Very easy to apply,set up,and use

No hassle, excellent app .It couldn't be easier. Reviewed on: 15th January 2023

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