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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Excellent service

Service is card excellent. Still I have no problems with Zopa credit card. Reviewed on: 15th January 2023

Excellent Service

I applied for a Zopa card and the forms where easy and quick to fill out. Within a few hours I had been approved for a card with quite reasonable APR rates. The online App is so helpful to keep track of your spending and making payments. I would highley recommend getting a Zopa card if friends or family are scrolling through card companies and choose a Zopa one. Reviewed on: 15th January 2023

Ramizs

No problems with registration, no problems with paying a loan. This company really understands and goes to meet customers. I really recommend it! Reviewed on: 15th January 2023

Great!

Great customer service! Has always shown genuine care and empathy for customers experiences and circumstances. A credit card for everyone. Reviewed on: 15th January 2023

Credit card app

Everything in one app. So easy to use. Brilliant Reviewed on: 15th January 2023

Efficiency

Friendly interest rates. Easy access on app and reminders of new statements by email Reviewed on: 15th January 2023

Great service

Great service and clear accurate statements Reviewed on: 15th January 2023

Great!!

Excellent customer service, with a very useable app.With continuous updates so you don't go over your credit limit. Reviewed on: 15th January 2023

Excellent

Very quick and easy to use explanations about all the cost to yourself very good and informative Reviewed on: 15th January 2023

Really pleased with my credit card

Always informs me and also asks before increasing credit Reviewed on: 15th January 2023

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