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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Spectacular

Couldn’t be any more amazing. So helpful Reviewed on: 21st February 2023

Brilliant and easy to use!

Never had a problem with Zopa before and when I have needed to contact them I spoke over a chat, the customer service was amazing and I felt like they really understood Reviewed on: 21st February 2023

Amazing Credit Card

This was my second credit card and it is really easy to use. I love the app and the notification feature. Reviewed on: 21st February 2023

Handy card

Accepted everywhere, card is easy to use, provides me with the flexibility I need along with the facilty to payy all or some of the balance every month. Reviewed on: 21st February 2023

Amazing

My experience with Zopa is great you couldn’t beat it to other cards Reviewed on: 21st February 2023

Great company

Superb company can’t fault them at all Reviewed on: 21st February 2023

Thoughtful and efficient

The app is great and very user friendly. The offering is measured and encourages prudent and wise spending behaviours Reviewed on: 21st February 2023

Just great

I’ve used Zopa for a little while now and I find it great! I’ve never had any problems. You’re kept up to date within the app as well as emails, it’s an easy process to apply and use. Everything’s right there for you. Would 100% recommend Reviewed on: 21st February 2023

Great credit card

Used to help build up credit rating Very easy to use app & quick with enquiry’s Reviewed on: 21st February 2023

Really good system to use

Really good app to use along with plenty of reminders for upcoming payments. Reviewed on: 21st February 2023

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