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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Thoughtful and efficient

The app is great and very user friendly. The offering is measured and encourages prudent and wise spending behaviours Reviewed on: 21st February 2023

Just great

I’ve used Zopa for a little while now and I find it great! I’ve never had any problems. You’re kept up to date within the app as well as emails, it’s an easy process to apply and use. Everything’s right there for you. Would 100% recommend Reviewed on: 21st February 2023

Great credit card

Used to help build up credit rating Very easy to use app & quick with enquiry’s Reviewed on: 21st February 2023

Really good system to use

Really good app to use along with plenty of reminders for upcoming payments. Reviewed on: 21st February 2023

High interest

Crazy high interest rates, but outside of that functions exactly how you’d want. Simple and easy to use. Reviewed on: 21st February 2023

Great product and app

Simple app which allows you to see other offers. would highly recommend to friends and family Reviewed on: 21st February 2023

Friendly and easy service

Using the app is easy to use and helps make payments easier Reviewed on: 21st February 2023

Zopa credit card

Very good company and good service fast approval Reviewed on: 21st February 2023

Amazing

Amazing service, easy to use and great communication. Reviewed on: 21st February 2023

Absolutely brilliant

Really easy to use app, clear information and keeps me up to date. Reviewed on: 21st February 2023

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