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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

High interest

Crazy high interest rates, but outside of that functions exactly how you’d want. Simple and easy to use. Reviewed on: 21st February 2023

Great product and app

Simple app which allows you to see other offers. would highly recommend to friends and family Reviewed on: 21st February 2023

Friendly and easy service

Using the app is easy to use and helps make payments easier Reviewed on: 21st February 2023

Zopa credit card

Very good company and good service fast approval Reviewed on: 21st February 2023

Amazing

Amazing service, easy to use and great communication. Reviewed on: 21st February 2023

Absolutely brilliant

Really easy to use app, clear information and keeps me up to date. Reviewed on: 21st February 2023

Great!

Never a problem best company so far Reviewed on: 21st February 2023

Easy to use

I have had no problems with using my card easy to use app and happy with my credit limit i was first offered Reviewed on: 21st February 2023

Hood

Not bad Big respect bigup the massive have a great night bless Reviewed on: 20th February 2023

Boooooommm....

Smashing! Thrilling! From the bottom to the top! Reviewed on: 20th February 2023

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