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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Helpful and reliable

Never had a problem with Zopa excellent provider Reviewed on: 15th January 2023

Zopa

Zopa is very good bank,low percent rate pr Reviewed on: 15th January 2023

Best ever

Very quick and v tu good no issues with this company Zopa is really goid Reviewed on: 15th January 2023

Zopa credit card

I got this credit card easily and it has a great app I've started saving and if u follow there suggestions you . Can build your credit score . It easy to use and an excellent service. Reviewed on: 15th January 2023

I loved

Easy to use , simple menu good lots of options Reviewed on: 15th January 2023

Brilliant

Easy to use. Let’s you know about your credit score and gives you handy tips on how to improve your credit rating Reviewed on: 15th January 2023

Excellent

Zopa took a chance with me, my credit rating was poor, and I was delighted when I was approved for a card. My rating has gone up! And it's a credit limit I can manage as well Reviewed on: 15th January 2023

Credit card app

Easy to use and manage via the App, keep up to date with tools to help manage your credit score Reviewed on: 15th January 2023

Excellent services

I never regret using their services. Reviewed on: 15th January 2023

Brilliant Credit Card

I've Had My Zopa credit card for two years now and it's been excellent, The payment options are great and I have received both fair and realistic credit increases. All round great card and service from Zopa. Reviewed on: 15th January 2023

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