Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

View other Zopa products

4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Great!

Never a problem best company so far Reviewed on: 21st February 2023

Easy to use

I have had no problems with using my card easy to use app and happy with my credit limit i was first offered Reviewed on: 21st February 2023

Hood

Not bad Big respect bigup the massive have a great night bless Reviewed on: 20th February 2023

Boooooommm....

Smashing! Thrilling! From the bottom to the top! Reviewed on: 20th February 2023

Perfect all round

Fast and easy application. App works perfect for all needs. And support is there when needed Reviewed on: 20th February 2023

Easy to deal with

Have got card, but also savimg money eith savrr pots, gaining intetest already... Reviewed on: 20th February 2023

excellent service and keep me up to date with my account 24/7

reliable service, keeps me up to date with my finances 24/7 Reviewed on: 20th February 2023

brilliant

absolutely the best for viewing. payments made simple and easy Reviewed on: 20th February 2023

very good trustful creditor

I am happy with Zopa, very good customer services and support a lot Reviewed on: 20th February 2023

Credit card

I am happy with my Zopla credit card. For instance when I have lost replacement arrived quick. To cancel lost card was super easy and simple on Zopla app. Chat on line was quick and guidance provided what to do next when I lost Zopla credit card. To use Zopla credit card is very simple just tap and go. Reviewed on: 20th February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Balance Plus (discontinued)
from Capital One 4.20 from 4 reviews
Credit card
from PayPal 4.66 from 126 reviews
Credit Cards
from Smile Bank 3.84 from 4 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub