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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Happy and Content

Very quick and easy online application. The app is easy to use,intuitive and informative. All communication is easy to understand and in a friendly manner. Charges are competitive. Very good security features and is easy to keep check on spending. I feel I definitely made the right choice by choosing this brand and am more than happy. Reviewed on: 15th January 2023

Great Service

Very simply the best support and updates on my credit status and how best to improve it. Reviewed on: 15th January 2023

Great

The initial period of time with no interest is what appealed to me. Reviewed on: 15th January 2023

Very god experience

Easy to set up and was Al sorted with card through the post with in the week very happy overall Reviewed on: 15th January 2023

The Best

I find Zopa really good and the best Reviewed on: 15th January 2023

Love the app

Love this card. It’s so easy and quick to set up and the app is super useful! Reviewed on: 15th January 2023

Great card rates

Friendly service great value would recommend to anyone Reviewed on: 15th January 2023

Great company

Always helpful on the phone ,payments taken when scheduled just a nice company to deal with Reviewed on: 15th January 2023

Satisfied customer

Easy and fast set up regardinf credit with clear laid out options and easy instructions on how to pay monthly instrallments ,just what is needed in these fast paced lives we live many thanks Zopa Reviewed on: 15th January 2023

Perfect

Gave me a chance when nobody else would Reviewed on: 15th January 2023

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