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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43497 reviews)

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4.94

Based on 43,497 reviews, last reviewed 22nd Mar 2026

155900% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very easy to deal with, very quick service,excellent... Very easy to deal with, very quick service,excellent customer care Reviewed on: 22nd March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43497)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great service

Very pleased with the service and the app is also very useful! Reviewed on: 15th January 2026

Easy and don’t judge very quick and they leave you t...

Easy and don’t judge very quick and they leave you to it but still provide a good service without the spam Reviewed on: 15th January 2026

Zopa is a great provider.

Zopa is a great provider. Efficient and easy to manage. Great and I recommend Reviewed on: 15th January 2026

Ok never have any problems, haven't needed to speak...

Ok never have any problems, haven't needed to speak to anybody. Reviewed on: 15th January 2026

Very easy tp join and simple to use

Very easy tp join and simple to use Reviewed on: 15th January 2026

Fantastic product all round and excellent service

Fantastic product all round and excellent service Reviewed on: 15th January 2026

Great customer service, easy and quick application,...

Great customer service, easy and quick application, helpline fantastic always put customers first thank you highly recommended Reviewed on: 15th January 2026

Is very good.

Is very good. Very Kind and experience Is very good Reviewed on: 15th January 2026

Good service, good experience

Good experience. The service is good and I will not hesitate to recommend zopa to friends Reviewed on: 15th January 2026

Easy to use app, updates quickly.

Easy to use app, updates quickly. I didn't expect to be accepted so I am very happy Reviewed on: 15th January 2026

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