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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Best ever credit card, really listens & helps custom...

Best ever credit card, really listens & helps customer with responsible lending always at the forefront Reviewed on: 15th January 2026

Since I have been using Zopa my credit score is impr...

Since I have been using Zopa my credit score is improved and the customer service is excellent. I would recommend to anyone. Reviewed on: 15th January 2026

Ease of use

Easy to use app, easy to navigate Reviewed on: 15th January 2026

Very informative kept in the loop and explained fully.

Very informative kept in the loop and explained fully. Reviewed on: 15th January 2026

Sound and helpful advice

Always providing sound advice and always helpful Reviewed on: 15th January 2026

Helped me with a card when nobody else would

Helped me with a card when nobody else would Reviewed on: 15th January 2026

Great communication, helpful 5 Star service.

Great communication, helpful and understanding Reviewed on: 15th January 2026

Zopa care about customers

Excellent customer service Zoe truly care about their customers! Reviewed on: 15th January 2026

Good value Just fabulous I get well looked after

Just fabulous I get well looked after Reviewed on: 15th January 2026

Zopa are always very helpful

Zopa are always very helpful whenever I’ve need to contact them and the customer service is very good Reviewed on: 15th January 2026

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