Smart Money People Logo

Zopa: Credit card reviews

4.94
Based on 43,500 reviews, last reviewed 22nd Mar 2026
156050% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

First class service I would recommend them to all my... First class service I would recommend them to all my freinds Reviewed on: 22nd March 2026
Colin H's avatar
Colin H

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile  Nkomo 's avatar
Thobekile Nkomo

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (43500)

Review of the Zopa, Credit card:

Great company, great products!

5
Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Very smart and excellent service all round

5
Very smart and excellent service all round Reviewed on: 15th January 2026

Zopa has no parellal I would rait zopa excellent...

5
Zopa has no parellal I would rait zopa excellent Reviewed on: 15th January 2026

Nothing but positive from me!

5
Nothing but positive from me! Great app, great service! Reviewed on: 15th January 2026

Such a quick and easy process to apply for a zopa cr...

5
Such a quick and easy process to apply for a zopa credit card. Reviewed on: 15th January 2026

Very helpful and gave me credit to rebuild my credit...

5
Very helpful and gave me credit to rebuild my credit file Reviewed on: 15th January 2026

customer service

5
They've got a great customer service team who support you all the way. Reviewed on: 15th January 2026

Quick and easy application process and the app is ea...

5
Quick and easy application process and the app is easy to navigate. Reviewed on: 15th January 2026

Excellent service

5
I’m a recent customer and have had a great experience so far. I’ve had a credit increases loan options it’s been great. Reviewed on: 15th January 2026

Excellent card,...

5
Excellent card, doesn’t give you a massive credit but enough so it can be paid back so hopefully helpful for a better credit score. Reviewed on: 15th January 2026

Since I applied everything was straight forward , cl...

5
Since I applied everything was straight forward , clear and a great company Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1538 reviews
    Zopa
  • Current account

    from Zopa 4.94 from 5946 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 8046 reviews
    Zopa
    View all products