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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

App is spot on

Very easy to use app and always a member of staff available to help you!! Excellent Reviewed on: 15th January 2026

App So easy to use.

App So easy to use. So Easy to make payments as well. Great interest rate Reviewed on: 15th January 2026

Very helpful with information and great customer ser...

Very helpful with information and great customer service.any problems get resolved very quickly Reviewed on: 15th January 2026

Excellent service never worried while zopa card with me

Excellent service never worried while zopa card with me Reviewed on: 15th January 2026

Fast reliable service.

Fast reliable service. App easy to install and use Reviewed on: 15th January 2026

Zopa gave me a credit card when no one else did allw...

Zopa gave me a credit card when no one else did allwayd encourage customer save money on house hold bills etc Reviewed on: 15th January 2026

Excellent rights card is recognised whilst shopping...

Excellent rights card is recognised whilst shopping as reliable credit card easy to make repayments and friendly customer services Reviewed on: 15th January 2026

Always quick service and never have a problem

Always quick service and never have a problem Reviewed on: 15th January 2026

Very friendly and helpful and good advice

Very friendly and helpful and good advice Reviewed on: 15th January 2026

Zopa give me card even with my poor credit score and...

Zopa give me card even with my poor credit score and it’s been a good experience with them Reviewed on: 15th January 2026

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