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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Communication is excellent and the platform easy to...

Communication is excellent and the platform easy to navigate. Reviewed on: 15th January 2026

Zopa are excellent...

Excellent, love how informative Zopa are, always keeping you up to date on new products & services. Reviewed on: 15th January 2026

Good service helpful easy to use

Good service helpful easy to use Reviewed on: 15th January 2026

Great app easy to navigate great service woukd become

Great app easy to navigate great service woukd become Reviewed on: 15th January 2026

What a great credit card bank. And service.

What a great credit card\bank, they have been crucial in improving my credit score. The app is really easy to use and updates really fast when making payments, I truly recommend a zopa as they have an amazing service. Reviewed on: 15th January 2026

No nonsense straightforward banking

Zopa has been really simple to use and borrowing is really simple and straightforward Reviewed on: 15th January 2026

Great credit card.

Quick set up, very good service. All round excellent. Reviewed on: 15th January 2026

Very easy to use app very quick service

Very easy to use app very quick service Reviewed on: 15th January 2026

Just great goodvsevice And very happy

Just great great service and was there when I needed it Reviewed on: 15th January 2026

Excellent one.

Excellent one. It was smooth easy and low rate Reviewed on: 15th January 2026

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