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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43500 reviews)

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4.94

Based on 43,500 reviews, last reviewed 22nd Mar 2026

156050% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

First class service I would recommend them to all my... First class service I would recommend them to all my freinds Reviewed on: 22nd March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43500)

I took out a Zopa card to help with my bad credit sc...

I took out a Zopa card to help with my bad credit scoring. The process was very easy and was set up quickly and my credit score has risen. Reviewed on: 15th January 2026

Helpful staff, manage to get in touch very fast,

Helpful staff, manage to get in touch very fast, Reviewed on: 15th January 2026

Always a pleasure to deal with with fast response, r...

Always a pleasure to deal with with fast response, respectful on the phone, good at resolving any issues Reviewed on: 15th January 2026

ZOPA CREDIT CARD EXCELLENT

Brilliant communication excellent service and great interest. Puts the customer first always Reviewed on: 15th January 2026

I found it easy to apply for the card and since I ha...

I found it easy to apply for the card and since I have been using the card my credit score went up Reviewed on: 15th January 2026

When I was in big problems to sort my financial stru...

When I was in big problems to sort my financial struggles.... they comes to my request... Reviewed on: 15th January 2026

Quick, easy and necessary precautions and checks.

Quick, easy and necessary precautions and checks. Helped when I lost my job too regarding payments. Reviewed on: 15th January 2026

I have had Zopa for a while now and compleatly satis...

I have had Zopa for a while now and compleatly satisfied Reviewed on: 15th January 2026

Very happy with zopa.

Very happy with zopa. Good customer service. Reviewed on: 15th January 2026

Excellent Bank and credit card provider I love the e...

Excellent Bank and credit card provider I love the emails that comes through, always positive Reviewed on: 15th January 2026

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