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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Really easy to apply, great starting limit an super...

Really easy to apply, great starting limit an super fast delivery of card Reviewed on: 15th January 2026

Zopa has been brilliant.

Zopa has been brilliant. Never had any problems since being with zopa Reviewed on: 15th January 2026

Have Zopa and is helping me rebuild my credit rating.

Have Zopa and is helping me rebuild my credit rating. Recommend Reviewed on: 15th January 2026

Zopacard

Application easy to fill and have never had a problem using my card Reviewed on: 15th January 2026

Brilliant, fast transaction very happy customer

Brilliant, fast transaction very happy customer Reviewed on: 15th January 2026

Excellent credit card.

Able to get the best of the credit card. Excellent customer service Information at all times Reviewed on: 15th January 2026

Zopa credit card

Great service, good interest rate Reviewed on: 15th January 2026

So easy to use .

So easy to use ... and very good company Reviewed on: 15th January 2026

Zopa are helping me on my credit building journey.

Zopa are helping me on my credit building journey. Offering a manageable credit limit, reminding me of payments due and showing me all transactions I have made. As well as being able to link my bank account, I can apply for other lines of credit, but also open savings accounts Reviewed on: 15th January 2026

All good thank you easy app and easy to manage

All good thank you easy app and easy to manage Reviewed on: 15th January 2026

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