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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent company.

Excellent company. Very good app and easy to understand Reviewed on: 15th January 2026

easy to check and keep control of my account

easy to check and keep control of my account Reviewed on: 15th January 2026

Ive never had any problems with my zopa card

Ive never had any problems with my zopa card Reviewed on: 15th January 2026

Really easy to apply, great starting limit an super...

Really easy to apply, great starting limit an super fast delivery of card Reviewed on: 15th January 2026

Zopa has been brilliant.

Zopa has been brilliant. Never had any problems since being with zopa Reviewed on: 15th January 2026

Have Zopa and is helping me rebuild my credit rating.

Have Zopa and is helping me rebuild my credit rating. Recommend Reviewed on: 15th January 2026

Zopacard

Application easy to fill and have never had a problem using my card Reviewed on: 15th January 2026

Brilliant, fast transaction very happy customer

Brilliant, fast transaction very happy customer Reviewed on: 15th January 2026

Excellent credit card.

Able to get the best of the credit card. Excellent customer service Information at all times Reviewed on: 15th January 2026

Zopa credit card

Great service, good interest rate Reviewed on: 15th January 2026

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Want to see more from Zopa?

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