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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,334 reviews, last reviewed 20th Apr 2026
39% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good service i like zopa Good service i like zopa rates and service Reviewed on: 20th April 2026
Sunil 's avatar
Sunil

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44334)

Excellent company

5
Very fast acting, clear info, all round great company to be with Reviewed on: 13th January 2023
Alan's avatar
Alan

Good service

5
Zopa is a very good credit card service provider. Reviewed on: 13th January 2023
Obed Gakpe 's avatar
Obed Gakpe

Honest

5
Great company, tell you exactly what your rates are with no hidden charges, been exceptional for me Reviewed on: 13th January 2023
Gary Kill's avatar
Gary Kill

Different

5
Everything about this seems considered and planned. Great detail in app. Excellent Reviewed on: 13th January 2023
Scotty Rowell's avatar
Scotty Rowell

That was very helpful

5
It was very good for me to have it Reviewed on: 13th January 2023
A A Mohamed 's avatar
A A Mohamed

Excellent product

5
Very easy product to work with, from the application right through to using the app and card. Reviewed on: 13th January 2023
robert mcaughey's avatar
robert mcaughey

Good service

5
Good service and easy to control and use through the app. Accepted when other companies wouldn’t. Reviewed on: 13th January 2023
Craig019's avatar
Craig019

Really great credit card

5
Absolutely amazing credit card. I had to use it abroad, never charged me exchange fee. I am very happy with my credit card Reviewed on: 13th January 2023
Lita's avatar
Lita

Great service

5
Great communication, easy to understand statements and repayments. Reviewed on: 13th January 2023
Robert Williamson's avatar
Robert Williamson

Very good.

5
Very easy to use! Has helped build my credit score. Reviewed on: 13th January 2023
Lucy Jane's avatar
Lucy Jane

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