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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Every thing with Zopa is easy to understand and straight forward.

Zopa keeps you up to date with your spending.Helps to keep you credit score up.Offers Low rate Loans and other products. Reviewed on: 13th January 2023

Naver had any problems

When ever I used the card naver had any problems by using it good credit limit Reviewed on: 13th January 2023

Would recommend

Always clear information and good app Reviewed on: 13th January 2023

Great service

Great service, easy use and outstanding support Reviewed on: 13th January 2023

Brilliant Service

Zopa we’re friendly and efficient ensuring my needs were met without me putting myself in financial difficulties and are always in hand to help. Reviewed on: 13th January 2023

Very happy

Communication is 100% always hi above and beyond to help.100% would recommend. Reviewed on: 13th January 2023

Great bank

The best credit card I have. Easy to use, great app and instant payments. Reviewed on: 13th January 2023

Great service great products

I really enjoy the products and services available with Zopa Reviewed on: 13th January 2023

Best iv ever had

Cleared my balances of others and stil had spending power Reviewed on: 13th January 2023

Good rates, friendly staff

I had my credit card for a couple of years and they have always given me good rates and when needing to speak to anyone they are always friendly and helpful Reviewed on: 13th January 2023

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