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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44333 reviews)

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4.94

Based on 44,333 reviews, last reviewed 19th Apr 2026

40% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very efficient service Very efficient service. Application works well Reviewed on: 19th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44333)

simple to apply

It was so easy to apply for a credit card no long questions or things I coudn't understand Reviewed on: 13th January 2023

Simple!

I have a loan and credit card with Zopa. Application process was quick, simple and easy. The online accounts are easy to use and they notify you when you need to remind you of payments and statements. Information simple to find. The app is great and has a borrowing power section with some great tips. Reviewed on: 13th January 2023

Brilliant

Amazing service, super app really easy to use. Would 1000% recommend Reviewed on: 13th January 2023

Good card and app

App is easy to use and card simple to use abroad with no hidden charges for purchases Reviewed on: 13th January 2023

Excellent

Zopa as a company are so helpful, and they are doing wonders for my credit rating. Excellent customer service. Reviewed on: 13th January 2023

A helping hand when you need it

Being self employed my payments dates can vary time to time and it's nice to know I can use my credit card till I get paid takes the stress out of everyday living Reviewed on: 13th January 2023

Great

Simple and easy to use app Lots of useful tips and advice for your finances Reviewed on: 13th January 2023

Good

Good...........Good..........Good Reviewed on: 13th January 2023

Simplicity

Very easy to use. Communication is straight forward Reviewed on: 13th January 2023

I cannot fault it!

I am a very happy customer, thank you! Reviewed on: 13th January 2023

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