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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Excellent !!

Great company & customer services are brilliant & very understanding !!. Reviewed on: 13th January 2023

Saved my life

The best credit company hands down. Make my keks tight thinking about how good the customer service is. Zopa ya Whopper xx Reviewed on: 13th January 2023

Excellent

Had for sum time very good provider. Reviewed on: 13th January 2023

Amazing flexible

I find zopa very very good no hassle works perfect amazing app and making payments is a breeze Reviewed on: 13th January 2023

Awesome

Really easy to use always notified of upcoming changes Reviewed on: 13th January 2023

Easy App and great credit builder

The app is so easy and user friendly Reviewed on: 13th January 2023

Credit made simple

Amazing app everything you need in one place simple to set up and simple to use for someone like me who’s not very good with technology but I said through set up with ease and didn’t need any help and haven’t needed help using the app either well done Zopa you’ve out done yourselves with the app there isn’t enough starts on this questionnaire to show how happy I am with this service cheers Mr J Evans Reviewed on: 13th January 2023

I am very happy with this card

I am very happy with this card, it is very good, it helps me a lot, thank you for the offer Reviewed on: 13th January 2023

Easy to use app

App is very user friendly and offers credit file info Reviewed on: 13th January 2023

Great

I’m very happy and is absolutely amazing card Reviewed on: 13th January 2023

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