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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44333 reviews)

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4.94

Based on 44,333 reviews, last reviewed 19th Apr 2026

40% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very efficient service Very efficient service. Application works well Reviewed on: 19th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44333)

Best experience and best offers

Flawless and very easy to use. Good customer service Reviewed on: 13th January 2023

Great rates

Low monthly payments easy to use , always happy to help if have any questions Reviewed on: 13th January 2023

Professional and very transparent explanations

I strongly recommend ZOPA as they are very straightforward and simple to deal with.Customer service is absolutely helpful. Reviewed on: 13th January 2023

The best credit card there is

Brilliant company for,customer service,polite and helpful staff and all round good credit card. Reviewed on: 13th January 2023

Excellent!

Really easy to use the App, make the application & keep up with my account spending. Fabulous customer service. Rates good and clear to understand. Couldn't fault Zopa, highly recommended Reviewed on: 13th January 2023

easy to get and very satisfied with it

very pleased, it has a very easy to understand app, and the payment is acceptable Reviewed on: 13th January 2023

Amazing product

Great card very user friendly and easy to use application Reviewed on: 13th January 2023

Excellent product and even better service

It is refreshing to deal with a professional company which offers a product which is suitable and right for each customer. A realistic credit limit in a quick but thorough application. The most refreshing thing is their attitude to customer service, if I could give more stars I would as their team is always professional, with an excellent view on service snd customer satisfaction. Reviewed on: 13th January 2023

great service

I believe that this card is one of the best cards that I have received, I believe that this is a great card, with a great service and a great experience to use this. Reviewed on: 13th January 2023

The best credit card service

Amazing very good customer service remind me to pay so never miss a payment but if you do small late fees 10/10 Reviewed on: 13th January 2023

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