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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Great card

No trouble to use in all situations Reviewed on: 13th January 2023

simple to apply

It was so easy to apply for a credit card no long questions or things I coudn't understand Reviewed on: 13th January 2023

Simple!

I have a loan and credit card with Zopa. Application process was quick, simple and easy. The online accounts are easy to use and they notify you when you need to remind you of payments and statements. Information simple to find. The app is great and has a borrowing power section with some great tips. Reviewed on: 13th January 2023

Brilliant

Amazing service, super app really easy to use. Would 1000% recommend Reviewed on: 13th January 2023

Good card and app

App is easy to use and card simple to use abroad with no hidden charges for purchases Reviewed on: 13th January 2023

Excellent

Zopa as a company are so helpful, and they are doing wonders for my credit rating. Excellent customer service. Reviewed on: 13th January 2023

A helping hand when you need it

Being self employed my payments dates can vary time to time and it's nice to know I can use my credit card till I get paid takes the stress out of everyday living Reviewed on: 13th January 2023

Great

Simple and easy to use app Lots of useful tips and advice for your finances Reviewed on: 13th January 2023

Good

Good...........Good..........Good Reviewed on: 13th January 2023

Simplicity

Very easy to use. Communication is straight forward Reviewed on: 13th January 2023

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