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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44333 reviews)

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4.94

Based on 44,333 reviews, last reviewed 19th Apr 2026

40% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very efficient service Very efficient service. Application works well Reviewed on: 19th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44333)

Fantastic

Very good and very trust company Highly Recommended Reviewed on: 13th January 2023

Field

Good Credit Card to use and staff very helpful Reviewed on: 13th January 2023

Simply Amazing

Stress free to apply and answer all most straight away , friendly amazing team and feel very valued as a customer , I would give 10 stars if I could . Reviewed on: 13th January 2023

100 % would refer it ..

I have never had any trouble with this company .fantastic Reviewed on: 13th January 2023

Best credit card

Have had good experience whilst being with Zopa. I love going on the app to check balance, payments etc. Reviewed on: 13th January 2023

Robert iosub

you are the best and I'm glad I have a credit card with you thank you very much thank you Reviewed on: 13th January 2023

Zopa best credit card

I have a wonderful experience banking with Zopa credit card. Reviewed on: 13th January 2023

Zopa is the best

Brilliant credit card and Brilliant company Reviewed on: 13th January 2023

Excellent and easy to manage

Zopa have offered me an opertunity to improve my credit rating and I think they are excellent, easy to keep an eye on via their app and payments go straight through and appear on the card within minutes. Very thankful to them Reviewed on: 13th January 2023

Credit card

Quick efficient and simple..................first class.. Reviewed on: 13th January 2023

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