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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Very good

Very good service and when you pay it comes off your balance straight away Reviewed on: 15th January 2026

Outstanding

Brilliant credit card , easy to use app which means I always can keep an eye on my spending and their security gives me peace of mind always Reviewed on: 15th January 2026

Excellent choice

A very good credit card provider and always helpful Reviewed on: 15th January 2026

Zopa, the bank thats going places....

Since i joined Zopa, they have been extremely professional and i cant fault there great app, being so easy to use. Customer service is second to none and overall they are certainly a Bank I'm happy to recommend. Reviewed on: 15th January 2026

Good and they've had no trouble since I have been wi...

Good and they've had no trouble since I have been with the company Reviewed on: 15th January 2026

Alway's have my interest in giving me credit i could...

Alway's have my interest in giving me credit i could afford , and Alway's there if I need them. Reviewed on: 15th January 2026

I feel in control with my spending

I feel in control with my spending Reviewed on: 15th January 2026

I needed a loan short term.

I needed a loan short term. The money went into my bank within minutes Reviewed on: 15th January 2026

Credit the way it should be

Everything went very smoothly and service was quick and efficient Reviewed on: 15th January 2026

Came across zopa a few year's ago and been very happ...

Came across zopa a few year's ago and been very happy using there Credit card .I feel very confident and when calling the service desk for information zopa always answer quickly and resolve or answer my questions fast and professionally. To be honest the app offers alot more and most info is on thereapp. Finally I would recommend using Zopa the APR is also lower than most lenders. Reviewed on: 15th January 2026

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